Izibhengezo
I-microcredit ibalase njengesixhobo esinamandla sophuhliso lwezoqoqosho. Ukongeza, iCaixa Econômica Federal, njengenye yamaziko emali aphambili eBrazil, ibonelela ngeenkqubo ze-microcredit ngenjongo yokukhuthaza ushishino nokuphucula ukubandakanywa kwezemali.
Kweli nqaku, siza kuphonononga amathuba abonelelwa yi-microcredit eCaixa.
Izibhengezo
Ukubaluleka kweMicrocredit kuQoqosho
I-microcredit idlala indima ebalulekileyo kuqoqosho, ibonelela ngokufikelela kwimali kubantu nakumashishini amancinci abadla ngokushiywa ngaphandle kwenkqubo yemali yesintu.
Nangona kunjalo, ezi zixhobo zinokusetyenziselwa ukuqalisa okanye ukwandisa amashishini, ukudala imisebenzi, ukwandisa ingeniso nokukhuthaza ukukhula koqoqosho kwiindawo ezinengeniso ephantsi.
Iinkqubo zeMicrocredit eCaixa Econômica Federal
ICaixa Econômica Federal ibonelela ngeenkqubo ezahlukeneyo ze-microcredit ezijolise kwiiprofayili ezahlukeneyo ze koosomashishini. Phakathi kweenkqubo eziphambili kukho
INkqubo yeSizwe yeMicrocredit eVelisa neKhokelwayo (PNMPO)
Le nkqubo ijolise ekuncedeni oosomashishini abanengeniso ephantsi abafuna izibonelelo zokuqalisa okanye ukwandisa amashishini abo.
Ukongeza, Sinikezela ngemali-mboleko esekelwe kwiikhrayitheriya ezenziwe zalula kwaye silandelela ukusetyenziswa ngokufanelekileyo kwezibonelelo ngengcebiso yobugcisa.
Crescer Caixa Microcrédito
I-Crescer Caixa linyathelo elibonelela ngetyala koosomashishini abasemthethweni nabangekho sikweni, ngenjongo yokomeleza amashishini amancinci nokuvelisa ifuthe elihle kwezentlalo.
Ukongeza, le nkqubo ikwabonelela ngoqeqesho nenkxaso yobugcisa kubaxhamli.
I-Microcrédito Produtivo Rural (MCR)
I-Microcrédito Produtivo Rural ye iziko lezemali inceda amafama osapho nabavelisi abancinci ngotyalo-mali kwezolimo nakumashishini ezolimo, ikhuthaza uphuhliso lwasemaphandleni.
Izibonelelo zeMicrocrédito kwiCaixa Econômica Federal
Ukongeza ekuboneleleni ngofikelelo kwinkunzi koosomashishini abanengeniso ephantsi, i-microcrédito kwiCaixa ibonelela ngeenzuzo ezahlukeneyo, ezifana nezi
Iirhafu zeNzala ezifikelelekayo
Iinkqubo ze-microcrédito zeCaixa Econômica Federal zidla ngokuba neerhafu zenala ezifikelelekayo, nto leyo eyenza ityala lifikeleleke ngakumbi kubaxhamli.
Ulandelo lobuGcisa
Ukongeza ekufikeleleni kwityala, oosomashishini abathatha inxaxheba kwiinkqubo ze-microcredit ze-Caixa bafumana inkxaso yobugcisa kunye nesikhokelo sokuphuhlisa amashishini abo, nto leyo eyandisa amathuba abo empumelelo.
Ukufikelela ngokulula
Eli ziko lezemali linothungelwano olubanzi lwee-arhente kulo lonke ilizwe, nto leyo eyenza kube lula koosomashishini ukufikelela kwiinkqubo ze-microcredit. Ukongeza, inkqubo yokufaka isicelo yenziwe lula, nto leyo eyenza kube lula kwabo banomdla ukufumana ityala abalidingayo.
Izibhengezo
Ukufikelela koShishino: Ukuveza Amandla aTshintshayo eMicrocredit kwiCaixa Econômica Federal
I-microcredit kwiCaixa Econômica Federal imele ithuba elixabisekileyo koosomashishini abanemivuzo ephantsi abafuna ukuqalisa okanye ukwandisa amashishini abo.
Nangona kunjalo, ngeenkqubo ezithile ezijolise kumacandelo ahlukeneyo kunye nothotho lweenzuzo, ezifana neerhafu ezifikelelekayo kunye nenkxaso yobugcisa, i-microcredit kweli ziko lezemali inamandla okutshintsha ubomi nokukhuthaza uphuhliso lwezoqoqosho kulo lonke Brazil.
Nangona kunjalo, ukuba ungusomashishini okhangela izixhobo zokufezekisa amaphupha akho, qiniseka ukuba uphonononga iinketho zemboleko-mali encinci ezinikezelwa yiCaixa Econômica Federal.
Umfanekiso: Ukuveliswa kwakhona/ I-Intanethi.
