UMthetho osaYilwayo weDesenrola onolawulo lwenzala upasiswe kwiNdlu yabaMeli

Izibhengezo

Desenrola: Iphulo lokuphinda kuxoxwe ngamatyala

Urhulumente womanyano usungule inkqubo iDesenrola ukunceda abathengi baphinde baxoxisane ngamatyala abo neebhanki.

NgoLwesibini (5), iNdlu yabaMeli yavuma umthetho osaYilwayo weDesenrola, othi, ukongeza ekugxileni kumatyala, ujongane nenzala yetyala elijikelezayo lamakhadi etyala. Uvoto lwenzeka ngendlela engokomfuziselo, yaye kuphela iqela iNovo elachasa esi siphakamiso.

Izithintelo kwinzala kunye neentshukumo kwicandelo lezemali

Funda kwakhona: I-Desenrola Brasil iqalisa isigaba sesibini sothethathethwano ngokutsha: Fumanisa ukuba ngubani onokuzuza ngoku

Inkqubo yomanyano iDesenrola ijolise ekwenzeni kube lula kubathengi ukuphinda baxoxisane ngamatyala abo namaziko ezemali. Ngexesha lokuphononongwa kwayo, kwaba neentshukumo zokumisela umda ophezulu kwinzala yetyala elijikelezayo, esebenza xa intlawulo epheleleyo yebhili ingenzwanga ngexesha.

USekela-mphathiswa uAlencar Santana (PT-SP), ongumchazi walo mlinganiselo, ucebise inqaku lokunciphisa inzala yekhadi elijikelezayo neyetyala elihlawulwa ngezavenge ibe kuma-100% ukuba iibhanki azinikezeli ngesindululo sokuzilawula kwisithuba seenyanga ezintathu.

Nangona kunjalo, uxwebhu aluxoxi ngokupheliswa kokuthengwa ngezavenge ngaphandle kwenzala, isenzo iibhanki ezisichaza njengesizathu samazinga aphezulu – afikelele kuma-437% ngonyaka ngoJuni. Kubekho uxinzelelo lweebhanki lokubandakanya le ngxoxo, kodwa umphenduli wahlala eqinile.

Ngokwengxelo, “Abanikezeli bamakhadi etyala, kumzamo wokuzilawula, kufuneka bacebise kwiBhunga leMali leSizwe, ngeBhanki ePhakathi yaseBrazil, imida yenzala nemirhumo kwibhalansi yetyala yee-invoyisi”.

Iingcinga neeSigqibo malunga neTyala eliJikelezayo

Ukuya kutsho kuJuni, izinga letyala elijikelezayo lalikwi-437% ngonyaka kwaye elo lezavenge likwi-196,1%. Ukususela ngo-2017, emva kweentsuku ezingama-30 kwityala elijikelezayo, iibhanki kufuneka zidlulisele ityala kwityala lezavenge, kodwa esi senzo asizange sichaphazele kakhulu amazinga.

Iingcali kwezoqoqosho ziqaphela ukuba ityala lezavenge alibandakanyi kuphela uthethathethwano kwakhona lwamatyala ajikelezayo. Ukuba ahlalutywa ngokwahlukeneyo, ebeya kuba namazinga afana nalawo emowudi ebiza kakhulu kwimarike yaseBrazil ngoku. Ngoko ke, ukuphelisa kuphela ityala elijikelezayo bekungayi kuwusombulula ngokupheleleyo umba wenzala egqithisileyo.

Ukutshintshwa kwekhredithi ejikelezayo kufakwe kwintlawulo yezavenge zeebhili kuyimvumelwano phakathi kweengcali, kwaye ukumiselwa komda wenzala kwakusele kuxoxwa. I-United Kingdom, umzekelo, ibeka umda kwinzala yeentlobo ezithile zeekhredithi ibe yipesenti yetyala lilonke.

Umthombo uxele ukuba owona mda unokwenzeka uxoxwayo yinzala efikelela kwi-100% yexabiso letyala. Nangona kunjalo, kwaloo mthombo ubona ukubhideka kwisicatshulwa somchazi-mthetho kwaye ukholelwa ukuba oku akufanele kube yinto yokuzilawula.

Ekugqibeleni, iibhanki zaqonda ukuba ukuphela kwekhredithi ejikelezayo kunganciphisa ukungahlawulwa kwamatyala, kwaye ngoku zizama ukweyisela abathengisi ukuba banciphise iintlawulo zezavenge ezingenanzala. Kwiingxelo zoluntu, amaziko ebhanki kunye nemibutho yeli candelo ayayiphika injongo yokuphelisa le mveliso. Nangona kunjalo, uAlencar wagxininisa ukuba ukunciphisa iintlawulo zezavenge akuyondlela, eyithatha “njengoloyiso loluntu lwaseBrazil”. Le ngongoma ayiveli kwingxelo yakhe.




Le ndawo liqonga elizimeleyo lomxholo wolwazi nowentengiso. Asinalo naluphi na unxulumano, ubambiswano, ukumelwa, ugunyaziso, inkxaso-mali okanye imvume esemthethweni evela kulo naluphi na uphawu, inkampani, iziko, inkqubo okanye inkonzo ekhankanyiweyo, ngaphandle kokuba kuchazwe ngokucacileyo.

Ulwazi olupapashiweyo lunenjongo yolwazi kuphela kwaye lunokutshintshwa, lunqunyanyiswe okanye lususwe nangaliphi na ixesha ngabanoxanduva balo. Nangona sizama ukugcina imixholo ihlaziyiwe kwaye ichanekile, asiqinisekisi ukuchaneka kwayo, ukuba yeyangoku, ukufumaneka kwayo okanye ukufaneleka kwayo kwiimeko ezithile.

Asithengisi, asiqhubekisi ntlawulo, asiniki tyala, asihambisi zibonelelo, asihambisi mveliso okanye sithathe inxaxheba ngokuthe ngqo ekuqeshweni kweenkonzo ezipapashiweyo. Ngokufanayo, asiqinisekisi ukuvunywa, ukufaneleka, ukufunyanwa kwezibonelelo, amabhaso, iimveliso, izaphulelo okanye nasiphi na isiphumo esithile esivela kulwazi olunikeziweyo.

Le webhusayithi inokubonisa iintengiso, amakhonkco axhaswayo kunye nomxholo odibeneyo, esinokufumana kuwo intlawulo. Nayiphi na imbuyekezo yemali ayichaphazeli uxanduva lokwazisa kwaye ayidali nabuphi na ubudlelwane obusemthethweni neempawu zorhwebo ezikhankanyiweyo.

Umsebenzisi unoxanduva lokuqinisekisa ngokuthe ngqo kumajelo asemthethweni eenkampani namaziko lonke ulwazi, imithetho, iimeko kunye neemfuno ngaphambi kokuthatha nasiphi na isigqibo. Asinaxanduva ngezigqibo ezithathwe ngokusekelwe kumxholo opapashiweyo okanye ngalo naluphi na utshintsho, ukungafumaneki, iimpazamo okanye izenzo zabanye abantu.

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