Izibhengezo
Umongameli uLuiz Inácio Lula da Silva (PT) uqinisekisile kule veki iMP yeMinha Casa Minha Vida. Jonga iinkcukacha ezingezantsi.
UMthetho weThutyana (MP) weMinha Casa Minha Vida, emva kwesigaba esibanzi sokuhlalutywa kwiNkongolo yeSizwe, ufumene ukuqinisekiswa nguMongameli uLula. Kubalulekile ukuqaphela ukuba umbhalo ohlaziyiweyo ubonisa uhlaziyo kwimigaqo emininzi yesikimu senkxaso-mali yezindlu.
Izibhengezo
Ukuze kucace, siququzelele uthotho lwemibuzo neempendulo malunga neMinha Casa Minha Vida. Ngale ndlela, uluntu lunokuqonda oko kutshintshileyo, oko kusasebenza kunye namanyathelo ayimfuneko okuqalisa ukwenza iphupha lokuba nendlu ibe yinyani, ngokulandela izikhokelo zeprojekthi entsha kaRhulumente waseFederal.
Imibuzo neempendulo malunga neMinha Casa Minha Vida
Ngubani onokubhalisa?
Inguqulelo ehlaziyiweyo yeMinha Casa Minha Vida yandisa inani leentsapho ezinokubhalisa kule nkqubo. Injongo yangoku kukunceda abo banengeniso yenyanga efikelela kwi-R$ 8 lamawaka kwiindawo ezisezidolophini, nakwi-R$ 96 lamawaka kwiindawo ezisemaphandleni.
Funda kwakhona: Inzuzo eKhethekileyo Iya Kufikelela kwiintsapho ezingama-20 amawaka; Jonga ukuba uyafaneleka na
Awuyazi ingeniso yakho iyonke? Yongeza nje yonke ingeniso yenyanga yamalungu onke osapho lwakho. Kubalulekile ukugxininisa ukuba izibonelelo zeenkqubo zentlalo nezentlalo-ntle ezifana neBolsa Família, isibonelelo sokugula kunye ne-inshorensi yokungaphangeli azibandakanywa ekubalweni kwengeniso.
- Ngawaphi amanqanaba amatsha engeniso?
I-MP eqinisekisiweyo yazisa amanqanaba amatsha engeniso, ahluka ngokwendawo ahlala kuyo ummi. Qaphela:
Iindawo zasezidolophini
- Inqanaba 1: ingeniso yenyanga efikelela kwi-R$ 2.640
- Inqanaba 2: ingeniso yenyanga esuka kwi-R$ 2.640,01 ukuya kwi-R$ 4.400
- Inqanaba 3: ingeniso yenyanga esuka kwi-R$ 4.400,01 ukuya kwi-R$ 8.000
Iindawo zasemaphandleni
- Inqanaba 1: ingeniso yonyaka efikelela kwi-R$ 31.680
- Inqanaba 2: ingeniso yonyaka esuka kwi-R$ 31.608,01 ukuya kwi-R$ 52.800
- Inqanaba 3: ingeniso yonyaka esuka kwi-R$ 52.800,01 ukuya kwi-R$ 96.000
Yintoni amandla enkxaso-mali?
I-Minha Casa Minha Vida inamandla okuxhasa ngemali ukuya kuthi ga kwi-80% yexabiso lendlu oyifunayo. Imali eseleyo, ekufuneka ihlawulwe njengentlawulo yokuqala yenkxaso-mali, inokuncitshiswa ngeenkxaso-mali zikaRhulumente okanye nange-FGTS yommi.
Funda kwakhona: Ukutsalwa kwemali kwi-Bolsa Família ngaphandle kwamaxwebhu kuyothusa abantu baseBrazil
Izavenge zexabiso elishiyekileyo kufuneka zihlawulwe kwisithuba esingadluliyo kwiminyaka engama-35, kwaye isavenge ngasinye sinokuthatha ukuya kutsho kubuninzi be-30% yomvuzo ekuvunyelwene ngawo nabathengi bendlu. Umzekelo, usapho olufumana i-R$ 3 lamawaka ngenyanga lunokuhlawula izavenge zenyanga ezifikelela kwi-R$ 900.
Izibhengezo
Lithini ixabiso lezindlu?
Ixabiso lezindlu ezinokuxhaswa ngemali yiMinha Casa Minha Vida liyahluka ngokuxhomekeke kwindawo ahlala kuyo ummi. Bona:
Iindawo zasezidolophini
- Udidi 1 (oluxhaswa ngemali): ukuya kuthi ga kwi-R$ 170 lamawaka
- Udidi 1 no-2 (oluxhaswa ngemali mboleko): ukuya kuthi ga kwi-R$ 264 lamawaka
- Udidi 3 (oluxhaswa ngemali mboleko): ukuya kuthi ga kwi-R$ 350 lamawaka
Iindawo zasemaphandleni
- Izindlu ezintsha: elona xabiso liphezulu lenyuswe ukusuka kwi-R$ 55 lamawaka ukuya kwi-R$ 75 lamawaka
- Ukuphucula izindlu: ixabiso lisuke kwi-R$ 23 lamawaka laya kwi-R$ 40 lamawaka
Yeyiphi inzala?
ICaixa Econômica Federal ithi iirhafu zenzala zenkxaso-mali yeMinha Casa Minha Vida zezona ziphantsi kwimarike. Enyanisweni, ezi zalathisi zahlulwe ngokodidi nangommandla. Qonda apha ngezantsi:
Uluhlu 1
Umvuzo opheleleyo wosapho ngenyanga ofikelela kwi-R$ 2 lamawaka:
Umnikazi wesabelo seFGTS: ukusuka kwi-4% eMantla nakuMntla-mpuma, kunye ne-4,25% eMzantsi, eMzantsi-mpuma nakuMbindi-ntshona
Ongengomnini wesabelo: ukusuka kwi-4,50% eMantla nakuMntla-mpuma, kunye ne-4,75% eMzantsi, eMzantsi-mpuma nakuMbindi-ntshona
Umvuzo opheleleyo wosapho ngenyanga osuka kwi-R$ 2.000,01 ukuya kwi-R$ 2.640:
Umnikazi we-FGTS: ukusuka kwi-4,25% eMantla nakuMntla-mpuma kunye ne-4,50% eMzantsi, kuMzantsi-mpuma nakuMbindi-ntshona
Ongengomnini wesabelo: ukusuka kwi-4,75% eMantla nakuMntla-mpuma kunye ne-5% eMzantsi, kuMzantsi-mpuma nakuMbindi-ntshona
Uluhlu 2
Ingeniso yosapho epheleleyo yenyanga ukusuka kwi-R$ 2.640,01 ukuya kwi-R$ 3.200:
Umnikazi we-FGTS: ukusuka kwi-4,75% eMantla nakuMntla-mpuma kunye ne-5% eMzantsi, kuMzantsi-mpuma nakuMbindi-ntshona
Ongengomnini wesabelo: ukusuka kwi-5,25% eMantla nakuMntla-mpuma kunye ne-5,50% eMzantsi, kuMzantsi-mpuma nakuMbindi-ntshona
Ingeniso yosapho epheleleyo yenyanga ukusuka kwi-R$ 3.200,01 ukuya kwi-R$ 3.800:
Umnikazi we-FGTS: ukusuka kwi-5,50% kwilizwe lonke
Ongengomnini wesabelo: ukusuka kwi-6% kwilizwe lonke
Ingeniso yosapho epheleleyo yenyanga ukusuka kwi-R$ 3.800,01 ukuya kwi-R$ 4.400:
Umnikazi we-FGTS: ukusuka kwi-6,50% kwilizwe lonke
Ongengomnini wesabelo: ukusuka kwi-7% kwilizwe lonke
Uluhlu 3
Ingeniso yosapho epheleleyo yenyanga ukusuka kwi-R$ 4.400,01 ukuya kwi-R$ 8 amawaka:
Umnikazi we-FGTS: ukusuka kwi-7,66% kwilizwe lonke
Ongengomnini wesabelo: ukusuka kwi-8,16% kwilizwe lonke.
