Izibhengezo
Inkqubo iMinha Casa Minha Vida ibe yintsikelelo kubantu abaninzi baseBrazil, ibonelela ngamathuba okufumana ikhaya lakho ngendlela efikelelekayo.
Kodwa, kuthekani ukuba unqwenela ukuthenga umhlaba okanye indlu esele isetyenzisiwe? Ngaba kusenokwenzeka ukuxhamla kwizibonelelo zale nkqubo? Makhe sihlolisise indlela okunokwenzeka ngayo ukwenza le ntengiselwano nokuxhasa ngemali umhlaba okanye indlu esele isetyenzisiwe ngeMinha Casa Minha Vida.
Izibhengezo
Minha Casa Minha Vida: Ukuqonda Inkqubo Yokuthenga
Okokuqala, kubalulekile ukuba uqonde amanyathelo ayimfuneko okufumana umhlaba okanye indlu esele isetyenzisiwe ngeMinha Casa Minha Vida.
Ngoko ke, inyathelo lokuqala kukufumana umhlaba okanye indlu oyifunayo uze uqinisekise ukuba iyahlangabezana nemigaqo emiselwe yinkqubo. Oku kuquka imiba efana nexabiso lomhlaba okanye lendlu nendawo ekuyo.
Iimfuneko Zokuxhaswa Ngemali: Minha Casa Minha Vida
Ukuze uxhase ngemali umhlaba okanye indlu esele isetyenzisiwe ngeMinha Casa Minha Vida, kufuneka uhlangabezane neemfuno ezithile. Nangona kunjalo, umthengi kufuneka abe nomvuzo ohambelana namanqanaba amiselwe yinkqubo, aze angenise amaxwebhu angqina amandla akhe okuhlawula.
Ukongeza, umhlaba okanye indlu kufuneka ibe kwimeko efanelekileyo ukuze ixhaswe ngemali.
Amaxwebhu Ayimfuneko
Njengakuyo nayiphi na intengiselwano yezindlu nomhlaba, amaxwebhu abalulekile. Ukuxhasa ngemali indlu esele isetyenzisiwe ngeMinha Casa Minha Vida, kuya kufuneka unikezele ngamaxwebhu obuqu, ubungqina bengeniso, ubungqina bemeko yomtshato, phakathi kwezinye.
Ukongezelela, Kubalulekile ukuba uzilungiselele ngawo onke amaxwebhu afunekayo ukuze inkqubo ikhawuleziswe.
Uvavanyo lwePropati
Ngoko ke, Phambi kokuba kunikezelwe ngenkxaso-mali, ipropati iya kuvavanywa ukuze kumiselwe ixabiso layo lentengiso.
Iingcali ezivunyiweyo zenza olu vavanyo, ziqwalasela izinto ezahlukeneyo, ezifana nemeko yolondolozo, indawo kunye neempawu zepropati.
Nangona kunjalo, Esi siphumo siya kuchaphazela elona xabiso liphezulu elinokuxhaswa ngemali.
Uthethathethwano noMthengisi
Emva kokuvavanya ipropati, lixesha lokuthethathethana nomthengisi.
Kubalulekile ukukhumbula ukuba iMinha Casa Minha Vida isenokungayihlawuli yonke ixabiso lepropati ngesixa esiphezulu esinokuxhaswa ngemali.
Ngoko ke, kubalulekile ukuthethathethana ngexabiso elihambelana namandla omthengi.
Izibhengezo
Ulinganiso lweNkxaso-mali
Ngaphambi kokuvala isivumelwano, kuyacetyiswa ukwenza uvavanyo lwenkxaso-mali. Oku kuya kunceda umthengi aqonde ngcono iimeko ze inkxaso-mali, ezifana nexabiso lezavenge, ixesha kunye nezinga lenzala.
Ngokusekelwe kolu vavanyo, umthengi uya kukwazi ukwenza isigqibo esinolwazi ngakumbi.
Ukugqitywa kweNkqubo iMinha Casa Minha Vida
Emva kokugqiba onke amanyathelo angaphambili, lixesha lokugqibezela inkqubo yokuthenga neyenkxaso-mali. Oku kubandakanya ukusayina isivumelwano senkxaso-mali, ukudlulisela ubunini bendlu nokuhlawula iintlawulo neerhafu eziyimfuneko. Nje ukuba kugqitywe, umthengi uya kukwazi ukonwabela ikhaya lakhe elitsha.
Ukuthenga indlu esele isetyenzisiwe nokuyixhasa ngemali ngeMinha Casa Minha Vida kunokubonakala kungumngeni, kodwa kuyenzeka ngokupheleleyo ngokucwangcisa nangokufumana isikhokelo esifanelekileyo. Ngokulandela amanyathelo afanelekileyo nokulungiselela onke amaxwebhu ayimfuneko, kunokwenzeka ukufezekisa eli phupha ngendlela efikelelekayo nekhuselekileyo.
Umfanekiso: Ukuveliswa kwakhona/I-Intanethi.
