Izibhengezo
Iprojekthi iAlavanca Brasil: Ithuba koosomashishini abanamashishini amancinci lokuhlawula amatyala nokwandisa intengiselwano yabo
Urhulumente waseBrazil wazisa iProjekthi iAlavanca Brasil, ngenjongo yokunceda abantu bahlaziye inkxaso-mali yamatyala abo nokwenza lula ukufikelela kwinkxaso-mali. Eli nyathelo alizisi nje kuphela iinzuzo eluntwini, kodwa linokuba nefuthe eliluncedo kumashishini amancinci elizwe, ngokutsho kweSebrae. Ngokweenkcukacha-manani zophando olwenziwe yiSebrae, uninzi lwamashishini amancinci aseBrazil (61%) awathatha imali-mboleko ngo-2022 akwenza oko njengabantu ngabanye.
Izibhengezo
Ngenxa yoko, oosomashishini abanamatyala kumaziko emali banokuxhamla kwiProjekthi iAlavanca Brasil ukuze balungise iiakhawunti zabo baze balungelelanise iimali zabo. Ngaphezu koko, ngokukhululeka kumatyala ngale projekthi, la mashishini aya kuba nethuba lokufumana iimali-mboleko ezinemigaqo engcono njengamaqumrhu asemthethweni aze ahlengahlengise iimali zawo, njengoko watshoyo uGiovanni Soares, uMmeli weSebrae woTshintsho noTshintsho lweDijithali.
Iinzuzo ze-Alavanca kumashishini amancinci
Iprojekthi i-Alavanca Brasil ibonelela ngeenzuzo ezongezelelekileyo ezibalulekileyo kumashishini amancinci kakhulu, ukongeza ekwenzeni ukuba kube nokwenzeka ukuhlaziywa kwenkxaso-mali yamamatyala. Enye yezi nzuzo kukukhula kwamandla okuthenga oluntu. Ngamatyala ancitshisiweyo, abantu baya kuba nezixhobo ezingakumbi zokutyala imali kwiimpahla nakwiinkonzo, nto leyo enokunyusa iintengiselwano kunye nesiseko sabathengi bamashishini.
Funda kwakhona: Funda yonke into malunga neValores a Receber
UGiovanni Soares ukholelwa ukuba amashishini amancinci kakhulu aya kuba ngawokuqala ukuvuna iziqhamo zolu nyuso lokusetyenziswa. Umbono kukuba iProjekthi i-Alavanca Brasil ikhuthaze ukuvulwa kokusetyenziswa kunye nophuhliso lomsebenzi wezoqoqosho wesizwe.
Ngubani Onokuzuza kwiProjekthi i-Alavanca Brasil
IProjekthi i-Alavanca Brasil inamandla okufikelela kwicandelo elibanzi labemi baseBrazil abanamatyala. Inqanaba lokuqala leprojekthi, elibizwa ngokuba yiFaixa 2, libandakanya abantu abanengeniso yenyanga ephakathi kwemivuzo emibini esezantsi kunye ne-R$ 20.000 abanamatyala kwiibhanki. Kubantu abanamatyala afikelela kwi-R$ 100, amagama abo aya kususwa ngokuzenzekelayo kwiirekhodi zabantu abangahlawuliyo ngamaziko ezemali.
Ngokuphathelele kubaboleki abakwiCandelo 1, abanengeniso efikelela kwimivuzo emibini engaphantsi kwemivuzo esemthethweni okanye ababhaliswe kwiRejista eManyeneyo (CadÚnico), kunye namatyala afikelela kwi-R$ 5.000, uthethathethwano kwakhona kufuneka luqale ngoSeptemba. Kule meko, abalamli bezemali kuya kufuneka bacele ukufaneleka kwiqonga leNgxowa-mali yesiQinisekiso sokuSebenza iAlavanca Brasil kwaye bahlangabezane neekhrayitheriya zorhwebo nezobuchwepheshe ezimiselwe kwiNcwadi yeNkqubo yokuSebenza yeFGO Alavanca Brasil. Kweli qela, urhulumente uya kwabela izibonelelo kwiNgxowa-mali yesiQinisekiso sokuSebenza ukuze kuthethwe-thethwane ngokuhlawulwa kwezibophelelo neebhanki.
Ukubaluleka koCwangciso lwezeMali kumashishini amancinci
Nangona iProjekthi iAlavanca Brasil igxile, okwangoku, kubantu ngabanye, ikwavelisa iinzuzo ezingangqalanga kumashishini amancinci. Amaziko emali amaninzi asebenzisa eli thuba aze acebise ngeemeko ezingcono zokuxhaswa ngemali kwakhona koosomashishini, njengoko kuchazwe nguWeniston Abreu, uMququzeleli weMfundo noKhokelo lwezeMali weSebrae yeSizwe.
Kubalulekile ukuba oosomashishini bazazi iimeko zabo zemali. Ukuba banamatyala njengabantu ngabanye, oku kunokuphazamisa ukufumana imali-mboleko yeshishini kwixesha elizayo. Ngexesha lobhubhane, amashishini amancinci amaninzi kwafuneka afune ityala kwimigca eyahlukeneyo eyayibonelelwa ngurhulumente. Nangona kunjalo, ngenxa yokuba inkxaso-mali yayinxulumene nereyithi ye-Selic, oosomashishini abaninzi babona amatyala abo ekhula kakhulu.
Funda kwakhona: Desenrola: Ukuqaliswa kweNkqubo Kubonelela ngokuNcitshiswa Okufikelela kuma-96% Kumatyala
Ngeli xesha apho iinkampani ezininzi zizifumana zisengxakini yemali ngenxa yokuhlawulwa kwenkxaso-mali, ucwangciso luba lubalulekile. Amashishini amaninzi angahlawuliyo amatyala awo ngoku athathe imali-mboleko ngaphandle kocwangciso olufanelekileyo, exhomekeke kuphela kulindelo oluhle. Awazange ahlole ngokuchanekileyo ukuba ayeza kuba nakho na ukuthwala elo tyala kwixesha elizayo. Xa ityala lisanda ixesha, usomashishini usengozini yokuba igama lakhe lifakwe kuluhlu lwabangahlawuliyo kwaye, ngenxa yoko, aphulukane namathuba okuthenga iimpahla zorhwebo nokuhlaziya isitokhwe sakhe.
Isikhokelo se-Sebrae koosomashishini
Ukunceda oosomashishini benze izigqibo ezinolwazi malunga nekhredithi, iSebrae ibonelela ngeNkqubo yeKhredithi eKhokelwayo neNcediswayo. Le nkonzo ibonelela ngolwazi, uhlalutyo, izixhobo zedijithali, imixholo, uqeqesho kunye neengcebiso ukuze usomashishini anciphise imingcipheko yokungahlawuli amatyala aze omeleze uzinzo lwezemali lweshishini lakhe.
IProjekthi iAlavanca Brasil imele ithuba elikhulu koosomashishini lokuhlawula amatyala abo njengabantu ngabanye baze balungelelanise iimali zabo. Ngaphezu koko, ukukhula kwamandla okuthenga oluntu, okubangelwa kukuphinda kuxoxwe ngamatyala, kunokukhawulezisa iintengiselwano kuze kuzise iinzuzo kumashishini amancinci. Kubalulekile ukuba oosomashishini baqwalasele iimeko ezibonelelwa ngamaziko emali baze benze isicwangciso esifanelekileyo sezemali ukuze baqinisekise impumelelo nozinzo lwamashishini abo.
Izibhengezo
Ungaliphosi eli thuba lokuhlawula amatyala akho uze ukhawulezise iintengiselwano zakho ngeProjekthi iAlavanca Brasil!
