Izibhengezo
Kwabo banqwenela ukuba nepropati, inkqubo yomanyano iMinha Casa Minha Vida ineendaba ezimnandi kakhulu. NgoLwesine (13/07), umongameli uLuiz Inácio Lula da Silva (PT) watyikitya umthetho obuyisela inkqubo yezindlu ngexesha lakhe elitsha lokulawula.
Ngokusisiseko, iMinha Casa Minha Vida ijolise ekwenzeni kube lula ukufikelela kwikhaya lakho, ibonelela ngeendlela ezahlukeneyo zokuxhasa ngemali. Kwibhotwe iPalácio do Planalto, ngentsimbi ye-11 kusasa, kwabanjwa umsitho wokuphehlelelwa kwenkqubo entsha.
Izibhengezo
Amagosa amaninzi, kuquka nomphathiswa weZixeko, ayekho kumsitho. Inkqubo iMinha Casa Minha Vida ijolise kwiintsapho ezinomvuzo wenyanga ofikelela kwi-R$8 amawaka kwiindawo ezisezidolophini kulo lonke ilizwe, nakwi-R$96 amawaka ngonyaka kubahlali basemaphandleni. Ngale ndlela, aba bantu baya kukwazi ukuthenga amakhaya abo.
Kubalulekile ukuqaphela ukuba iNdlu yabaMeli yawamkela lo mbhalo ngoJuni, yafaka ezinye iinguqulelo ezazicetyisiwe. Olunye lwezi nguqulelo luvumela ukusetyenziswa kwemithombo yeFGTS kwiiprojekthi ezahlukeneyo zomanyano.
Uyilo lomthetho
Ekuqaleni, iimali ze-FGTS ziza kusetyenziswa ngeendlela ezahlukeneyo, njengakwiiprojekthi zokukhanyisa iindawo zikawonke-wonke, ucoceko olusisiseko, iindlela zikawonke-wonke kunye nokukhupha amanzi emvula. Kuqikelelwa ukuba inkqubo yezindlu iza kusebenzisa i-5% yezibonelelo zayo ukuqalisa kwakhona imisebenzi emisiweyo.
Funda kwakhona: Izibonelelo ezandisiweyo: inkqubo yokuthenga izindlu nezindlu kusetyenziswa i-FGTS iza kunyuswa;
Ezi mali ziza kusetyenziselwa nokulungisa izindlu ezingenabahlali ngoku. Ukongeza, kulindeleke ukwakhiwa kwezindlu kwizixeko ezincinci, ezinabemi abafikelela kuma-50 amawaka, kwimimandla eyahlukeneyo yelizwe. Olunye utshintsho olubalulekileyo sisaphulelo esingama-50% kwabo babhalise kwi-CadÚnico.
I-CadÚnico yirejista karhulumente womanyano yabaxhamli beenkqubo zentlalo. Ngokwamkelwa komthetho, i-Caixa Econômica Federal ayisayi kuba kuphela kweziko elinoxanduva layo yonke imisebenzi yeMinha Casa Minha Vida.
Ngoku, iibhanki zabucala, amaziko edijithali kunye nemibutho yamatyala nazo ziza kuba nethuba lokuthatha inxaxheba kwinkqubo yezindlu. Ukwenza oku, kufuneka zinike iSebe Lezixeko iinkcukacha malunga nokudluliselwa kwemali, zichonge abo bafumana ityala.
Minha Casa Minha Vida
Ngo-2009, urhulumente womanyano wasungula inkqubo iMinha Casa Minha Vida. Ngexesha lolawulo lukaJair Bolsonaro (PL), le nkqubo yatshintshwa yaba yiCasa Verde Amarela. Nangona kunjalo, ekuthatheni isikhundla kukaMongameli uLula, le nkqubo yaphinda yavela neenguqu ezithile, ijolise ekuncedeni iintsapho ezinengeniso ephantsi.
Ngokusisiseko, urhulumente ufuna ukwandisa umda wengeniso yabaxhamli benkqubo entsha yezindlu. Kulindeleke ukuba le nkqubo ikwazi ukunceda iintsapho zodidi oluphakathi ezinengeniso yenyanga ephakathi kwe-R$10 lamawaka ne-R$12 lamawaka.
Funda kwakhona: Uhlengahlengiso lwe-Bolsa Família? Qonda iinguqu ngale MP yangoku
Enye yezona mpawu ziphawuleka kakhulu zeMinha Casa Minha Vida entsha ngabaxhamli boLuhlu loku-1, iintsapho ezinengeniso yenyanga efikelela kwi-R$2,6 lamawaka. Ngokusisiseko, urhulumente uya kusebenzisa izibonelelo zeNgxowa-mali yokuRenta izindlu (FAR). Inkxaso-mali iphakathi kwe-R$130 lamawaka ne-R$170 lamawaka.
Iintsapho ezinengeniso efikelela kwi-R$1.320, ixabiso langoku lomvuzo omncinci, ziya kukwazi ukuxhasa ngemali izindlu zazo kangangeenyanga ezingama-60, ngezavenge ezifikelela kwi-10% yengeniso yenyanga, oko kukuthi, i-R$80. Ngamafutshane, abo bathatha inxaxheba kule nkqubo nabanengeniso ephakathi kwe-R$1.320 ne-R$2.640 banokusebenzisa ukuya kuthi ga kwi-15% yengeniso yabo.
Izibhengezo
Iintsapho ezinengeniso ephantsi
Njengoko kukhankanyiwe ngaphambili, inkqubo yezindlu karhulumente womanyano iya kugxininisa iinzame zayo kwiintsapho ezinengeniso ephantsi. Kukholelwa ukuba i-50% yeeyunithi ezixhaswa ngemali ziya kuba zezeCandelo 1. I-Ofisi yoMphathiswa Wezixeko inikezela ngamathuba okuthenga indlu yasezidolophini esele isetyenzisiwe kwaye ibandakanya nabemi abangenamakhaya.
Ekugqibeleni, isebe lithi izindlu ezintsha zeMinha Casa Minha Vida ziya kubekwa kufutshane namashishini, iinkonzo kunye nezixhobo zoluntu. Ngaloo ndlela, iintsapho ezithatha inxaxheba kule nkqubo ziya kufumana izibonelelo ezahlukeneyo, ezinjengokusondela kwiziseko ezingundoqo eziphuculiweyo.
