Izibhengezo
Ileta itafile entsha yenzala yekhadi letyala, eyenziwe yiBhanki Enkulu kutshanje, ibangela intshukumo enkulu kwihlabathi lezemali.
Ilungiswe njengenxalenye yamanyathelo okulawula imarike yezemali nokukhusela abathengi, le tafile ithembisa ukucaca ngakumbi ekubizeni inzala, umba osoloko ubangela izikhalazo phakathi kwabasebenzisi bamakhadi etyala.
Isebenza njani itafile yeBhanki Enkulu?
Le nkqubo intsha yenziwe yiBhanki Enkulu ikwimo yomgca ngamnye weziko, apho zonke i-invoyisi zamakhadi zicwangciswa ukusuka kwelona zinga lisezantsi ukuya kwelona liphezulu lenzala.
Umgangatho wahlulwe waba ngamaqela amane, ubonisa elona zinga liphezulu leqela ngalinye. La maqela amele iipesenti ezingama-25%, 50%, 75% kunye ne-99% zomgca, ngenjongo yokunika umfanekiso opheleleyo wemeko yenzala ebizwayo. Jonga:
Ngawaphi amaziko anezona zinga ziphezulu?
Xa kuhlalutywa olu lwazi lunikezwe yile tafile intsha:
- I-Banco BMG ibonakala inelona zinga liphezulu lenzala kwimarike, irekhoda izinga eliyi-28,77% ngenyanga;
- I-BV ne-CSF nazo zibonisa amazinga aphezulu, angama-24,97% nama-24,14% ngokulandelelana;
- Kwiqela lokuqala (25%), iRealize inelona zinga liphezulu, eliyi-16,97% ngenyanga.
Ngokunikela ingqalelo kula mazinga, kunokwenzeka ukuqonda imeko yokhuphiswano apho amaziko emali asebenza khona.
Impembelelo kwimarike
Le ndlela intsha yokulungelelanisa ithembisa ukutsala ingqalelo yemarike neengcali, ezilangazelela ukuqonda iziphumo zomthetho omtsha kumazinga enzala.
Njengoko isetsha kwimarike, le theyibhile ayikaboneleli ngombono opheleleyo, ibonisa kuphela imeko yangoku. Ekuhambeni kwexesha, iziphumo zotshintsho kwizinga lenzala elisisiseko, i Selic, nezinye iinguqu, ziya kukwazi ukulinganiswa.
Okokugqibela, eli nyathelo lijolise ekuboneleleni abathengi ngolwazi olucace ngakumbi xa bekhetha ikhadi elithile letyala, ukongeza ekukhuthazeni ukhuphiswano olunobulungisa ngakumbi phakathi kwamaziko emali. Ekuhambeni kwexesha, ezinye iziphumo ezibonakalayo zolu phumezo ziya kuvakala kuqoqosho nakubathengi baseBrazil.
