Izibhengezo
Xa ufuna umda wetyala ngokukhawuleza nangaphandle kweenkqubo ezinzima, amakhadi etyala avunywe kwangaphambili sisona sisombululo sifanelekileyo.
Ngo-2024, la makhadi aqhubeka enikezela ngemvume ekhawulezayo, ngaphandle kwesidingo sovavanyo lwetyala oluntsonkothileyo, nto leyo eyenza ukufikelela kwityala kube lula, kusebenze kwaye kusebenze kakuhle.
Izibhengezo
Ngezantsi kukho ezona ndlela zibalaseleyo zamakhadi etyala avunywe kwangaphambili zalo nyaka.
Ikhadi leDigio
I Ikhadi leDigio lukhetho olubalaseleyo luka-2024, ngakumbi kuba lungafuni mvuzo mncinci.
Oku kwenza ukuba lifikeleleke kubo bonke abantu.
Ukongeza, linikezela ngenkqubo ye-cashback, apho ipesenti yeendleko zakho ibuyela kuwe. Umrhumo wonyaka uyasuswa xa usenza iindleko zenyanga ezimalunga ne-R$ 300.
Isicelo sikhawuleza, senziwa ngokuthe ngqo kwi-app, kwaye imvume ifumaneka kwimizuzu embalwa.
Ikhadi le-C6 Bank
I C6 Bank igqama ngenxa yokungahlawuliswa komrhumo wonyaka, nto leyo ebonelela ngogcino kubanini bamakhadi.
Ngenkqubo yayo yamanqaku, iintengiselwano ezenziweyo ziqokelela imivuzo enokutshintshiselwa ngezibonelelo.
Umda wekhredithi unomtsalane kakhulu, ngakumbi kwabo banamanqaku amahle ekhredithi, nto leyo eyenza ube lukhetho olukhulu kwabo bafuna lula kunye nezibonelelo.
Ikhadi le-Next
I Ikhadi le-Next, elinxulunyaniswe ne-Santander, laziwa ngesantya senkqubo yokuvunywa, enokugqitywa kwiiyure ezingama-48.
Alibizi ntlawulo yonyaka, nto leyo eyenza libe lukhetho olulungele abo bafuna ikhadi elingenazo iindleko ezongezelelekileyo kunye nekhredithi evunywe kwangaphambili.
Ngokudibanisa isantya nokonga, i-Next lukhetho olusebenzayo kwabo bafuna ikhadi elingenazinkathazo.
Ikhadi le-ITI
I Ikhadi le-ITI lilungele abo bafuna ikhadi lekhredithi elivunywe kwangaphambili ngoko nangoko.
Izibhengezo
Inkqubo yokufaka isicelo ilula, yenziwa ngosetyenziso lwe-ITI, kwaye inguqulelo yedijithali yekhadi ifumaneka ngoko nangoko.
Ngomda onokufikelela kwi-R$ 20.000, lilungele abathengi abafuna umda ophezulu ngakumbi.
Ikhadi le-Nubank
I Ikhadi le-Nubank sele lizinzile emarikeni kwaye lukhetho oluthandwayo phakathi kwamakhadi avunywe kwangaphambili.
Ukongeza ekuvunyweni ngokukhawuleza, linikezela ngokukhululwa kwintlawulo yonyaka kunye nethuba lokufumana izaphulelo xa kuhlawulwa ityala kwangaphambili.
Inkqubo yokufaka isicelo yenziwa nge-app, kwaye imvume iphantse ibe ngoko nangoko, kuxhomekeke kwimbali yakho yetyala.
Ikhadi leTrigg
I Ikhadi leTrigg lolunye ukhetho lwekhadi olunemvume ekhawulezayo.
Linikezela ngenkqubo ye-cashback, kungekuphela ekuthengeni kwakho, kodwa nakwiingcebiso zabathengi abatsha.
Eli khadi lilungele abo bafuna ukufumana imbuyekezo yemali ngokusebenzisa ikhadi nangokwandisa uthungelwano lwabo lobudlelwane.
Ikhadi leMéliuz
I Ikhadi leMéliuz lukhetho olugqwesileyo kwabo bafuna ukwandisa ukuthenga kwabo nge-cashback.
Kwinjongo nganye, uqokelela amanqaku anokutshintshwa abe zizaphulelo ekuthengeni, amatikiti eenqwelomoya, nokunye okuninzi.
Inkqubo yemvume ilula kwaye iyasebenza, ikuvumela ukuba uqalise ukonwabela izibonelelo ngokukhawuleza.
Ikhadi lePão de Açúcar
I Ikhadi lePão de Açúcar lijolise kwabo bafuna ukonga ekuthengeni kwemihla ngemihla.
Ngokungahlawuli mali yonyaka kunye nengeniso encinci ye-R$ 1.000, linikezela ngenkqubo yamanqaku apho kum ഓരോ R$ 1,00 ochithiweyo, umsebenzisi aqokelela inqaku eli-1.
La manqaku anokutshintshwa abe ngamabhaso ahlukeneyo, afana nezaphulelo ekuthengeni okanye nakuhambo.
Khetha Eyona Ilungele Iprofayile Yakho
Ngeenketho ezininzi zamakhadi etyala avunywe kwangaphambili, u-2024 ubonelela ngezisombululo kwiiprofayile ezahlukeneyo.
Ukusuka kumakhadi angenayo imali yonyaka ukuya kwiinkqubo ze-cashback namanqaku, kufuneka nje uvavanye iimfuno zakho uze ukhethe eyona ihambelana nendlela yakho yokuphila.
