Izibhengezo
Inkqubo esandula kuvunywa iMinha Casa Minha Vida ibeka imigaqo yokwakhiwa kwezindlu ezifikelelekayo eBrazil. Ngoko ke, inkalo ebalulekileyo yale nkqubo kukwahlulwa ngokweendidi, ngokuxhomekeke kwingeniso yosapho. Udidi 1 lujoliswe kwiintsapho ezinengeniso ephantsi, ezinengeniso efikelela kwimivuzo emibini yobuncinane (R$ 2.640,00).
Minha Casa Minha Vida: izabelo ziphelile kumazwe ali-15
Ngokweenkcukacha ezipapashwe yi-Estadão/Broadcast, izindululo zeeprojekthi zezindlu zodidi 1 lwenkqubo iMinha Casa Minha Vida zifikile zivela kumazwe ali-15 aseBrazil, nto leyo efezekisa injongo karhulumente yokudala amakhaya amatsha kwezi ndawo.
Ngamafutshane, la mazwe edibene aneepropati ezingamawaka angama-74,8 kwezona yunithi ziyi-130 lamawaka uMphathiswa Wezixeko aceba ukuziqesha ngo-2023 ukunceda iintsapho ezinengeniso ephantsi kwiindawo ezisezidolophini, ngenkxaso-mali evela kwiNgxowa-mali yokuQeshisa iiPropati zokuHlala (FAR).
Ngenxa yoko, ixesha lokuba iinkampani zokwakha zingenise iiprojekthi laqala nge-3 kaJulayi kwaye lamkela izindululo ezifikelela kwi-120% yeenjongo zokuqesha kwilizwe ngalinye, ngaphandle kodidi lokugqibela lwenkqubo, olunokugqitha le pesenti.
Funda kwakhona: Izibonelelo ezandisiweyo: inkqubo yokuthenga izindlu nezindlu kusetyenziswa i-FGTS iza kunyuswa;
Ukumiswa kweeprojekthi ezintsha
Ngenxa yalo mgaqo, iCaixa Econômica Federal, eqhuba iMinha Casa Minha Vida, kwafuneka imise ukwamkela iiprojekthi ezintsha kula mazwe ali-15 alandelayo: Alagoas, Amapá, Amazonas, Bahia, Ceará, Goiás, Mato Grosso do Sul, Minas Gerais, Paraíba, Pernambuco, Piauí, Rio Grande do Sul, São Paulo, Sergipe neTocantins.
Nangona kunjalo, emva kokuphononongwa kweziphakamiso esele zamkelwe ngala mazwe, okuza kugqitywa kwiintsuku ezingama-30 ezizayo, iCaixa inokuphinda isebenze inkqubo yeeprojekthi ezintsha. Ngamafutshane, eli nyathelo lijolise ekuqinisekiseni ukwabiwa ngobulungisa kwezibonelelo zenkqubo, kuxhamle iintsapho ezinengeniso ephantsi kwilizwe lonke.
Minha Casa Minha Vida: funda ngakumbi ngeNkqubo yeZindlu
Inkqubo yezindlu iMinha Casa Minha Vida, eyaqalwa ngo-2009 kwaye ilawulwa nguMphathiswa Wezixeko, ijolise ekuboneleleni ngeendawo zokuhlala ezifikelelekayo kwiintsapho ezinengeniso ephantsi eBrazil. Ngenxa yolwandiso lwakutsha nje, amanqanaba engeniso afanelekileyo ngoku afikelela kwi-R$ 8.000 ngenyanga kwiindawo ezisezidolophini nakwi-R$ 96.000 ngonyaka kwiindawo ezisemaphandleni. Ukutyhubela iminyaka, le nkqubo sele ibonelele ngeeyunithi zezindlu ezingaphezu kwezigidi ezi-6 kweli lizwe.
Amanqanaba emivuzo kunye namaxabiso ezindlu
Inkqubo yeMinha Casa Minha Vida yahlulwe yangamanqanaba emivuzo, amisela imida yomvuzo wenyanga okanye wonyaka kwinqanaba ngalinye. Kwiindawo ezisezidolophini, sinala manqanaba alandelayo:
Inqanaba loku-1: umvuzo wenyanga ukuya kuthi ga kwi-R$ 2.640
Inqanaba lesi-2: umvuzo wenyanga ukusuka kwi-R$ 2.640,01 ukuya kwi-R$ 4.400
Inqanaba lesi-3: umvuzo wenyanga ukusuka kwi-R$ 4.400,01 ukuya kwi-R$ 8.000
Kwiindawo ezisemaphandleni, amanqanaba ngala:
Umvuzo wonyaka ukuya kuthi ga kwi-R$ 31.680 kwinqanaba loku-1
Umvuzo wonyaka ukusuka kwi-R$ 31.608,01 ukuya kwi-R$ 52.800 kwinqanaba lesi-2
Ekugqibeleni, umvuzo wonyaka ukusuka kwi-R$ 52.800,01 ukuya kwi-R$ 96.000 kwinqanaba lesi-3
Ixabiso lezindlu nalo liyahluka ngokwamanqanaba. Kwiindawo ezisezidolophini, imida yile:
Inqanaba loku-1 (elixhaswa ngemali): ukuya kuthi ga kwi-R$ 170.000
Amanqanaba oku-1 nelesi-2 (axhaswa ngemali mboleko): ukuya kuthi ga kwi-R$ 264.000
Inqanaba lesi-3 (elixhaswa ngemali mboleko): ukuya kuthi ga kwi-R$ 350.000
Kwiindawo ezisemaphandleni, amaxabiso ngala:
Izindlu ezintsha: ixabiso eliphezulu litshintshile ukusuka kwi-R$ 55.000 laya kwi-R$ 75.000
Ukuphuculwa kwendlu: ixabiso litshintshile ukusuka kwi-R$ 23.000 laya kwi-R$ 40.000
Amaxabiso enzala kunye nemida yenkxaso-mali
Inzala-mali zenzala-mali ezibonelelwa yinkqubo iMinha Casa Minha Vida zezona ziphantsi kwimarike kwaye ziyahluka ngokuxhomekeke kumvuzo nakwingingqi ehlala kuyo intsapho. Elona xesha lide lokuhlawula imali mboleko yiminyaka engama-35, nto leyo evumela ukuthengwa kwezakhiwo ezitsha okanye esele zisetyenzisiwe.
Kubalulekile ukuqwalasela utshintsho olusemthethweni lukaRhulumente kwiinkqubo zentlalo ngokubanzi, ukuze kufikelelwe kwiinkxaso-mali zenkqubo nganye, kuthathelwa ingqalelo iinzuzo zeenkqubo ezifana neMinha Casa Minha Vida, umzekelo.
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