Izibhengezo
Urhulumente womanyano wasungula i-“Desenrola Brasil” ngenjongo yokunceda izigidi zabantu baseBrazil ukuba bahlawule amatyala abo baze bakhululwe kwiirekhodi zokungahlawuli. Kwinqanaba layo lokuqala, le nkqubo, phantsi kwegama elithi Faixa 2, sele incede abantu abanemivuzo engaphezu kwemivuzo emibini esezantsi esemthethweni.
Emva koko, iFaixa 1 ijolise ekuncedeni abo bafumana ukuya kuthi ga kwimivuzo emibini esezantsi esemthethweni okanye ababhaliswe kwiCadÚnico ukuba bahlengahlengise amatyala abo, nokuba ngawebhanki okanye hayi, ukuya kuthi ga kwisixa se-R$ 5 mil.
Ukuqonda iDesenrola Brasil
I-“Desenrola Brasil” ivela njengenzame karhulumente yokwenza ukuba abemi bahlawule amatyala abo baze baphinde bakhe impilo yabo yezemali. Ukuze uzuze, kubalulekile ukuhlangabezana neemfuno zenqanaba ngalinye.
Funda kwakhona: I-Desenrola Brasil iqalisa isigaba sesibini sothethathethwano ngokutsha: Fumanisa ukuba ngubani onokuzuza ngoku
KwiFaixa 1, abo bafumana ukuya kuthi ga kwimivuzo emibini esezantsi esemthethweni okanye ababhaliswe kwiCadÚnico njengenxalenye yeenkqubo zoncedo loluntu nokwabiwa ngokutsha kwemivuzo banokuthatha inxaxheba. Ukongeza, abanamatyala kufuneka babe namatyala aqala phakathi kukaJanuwari 2019 noDisemba 2022, kwaye angagqithi kwi-R$ 5 mil.
Abantu ekujoliswe kubo
Ingqwalasela yeCandelo loku-1 le-“Desenrola Brasil” ngabantu abanengeniso ephantsi, abasoloko bejongene nemiqobo yezemali ekuhlawuleni amatyala abo. Abafumana umvuzo ofikelela kwimivuzo emibini ephantsi esemthethweni okanye ababhaliswe kwi-CadÚnico njengenxalenye yeenkqubo zentlalo nokwabiwa ngokutsha banokuxhamla. Kubalulekile ukuqaphela ukuba amatyala kufuneka abe ngawexesha elisusela kuJanuwari 2019 ukuya kuDisemba 2022, kwaye angabi ngaphezu kwe-R$ 5 lamawaka.
Iindidi zaMatyala aBandakanyiweyo
I-Desenrola Brasil igubungela amatyala asebhankini nangengawo asebhankini. Ngoko ke, uhlengahlengiso lwamatyala olubandakanya iirekhodi kwi-Serasa, SPC nakwezinye ii-arhente zamatyala, kwakunye namatyala okusetyenziswa afana namatyala amanzi, ombane naweselfowuni, kunye namatyala kubathengisi, lubandakanyiwe. Nangona kunjalo, amatyala oluntu, afana neerhafu ne-Fies, awafaneleki kwi-Desenrola.
Ubhaliso kwiQonga le-Gov.br
Ukujoyina i-Desenrola Brasil, kubalulekile ukubhalisa kwiqonga le-Gov.br. Ubhaliso olwenziwa kwiwebhusayithi ethi www.gov.br lulula. Emva kokuba iReceita Federal okanye i-INSS iqinisekise ukuzaliswa kwekhweshine, iseka iakhawunti yakho.
Kukho amanqanaba amathathu eakhawunti: ubhedu, isilivere negolide. Ukuze ufike kwinqanaba lesilivere, kufuneka kwenziwe uqinisekiso lwebhayometriki yobuso nge-CNH, ube ngumsebenzi karhulumente womanyano okanye ungene ngebhanki. Inqanaba legolide lifuna ukuqondwa kobuso kusetyenziswa i-app, uqinisekiso nge-TSE okanye isatifikethi sedijithali se-ICP-Brasil.
Imiqathango neendlela zentlawulo kwi-Desenrola
I-Desenrola Brasil inokwahlula amatyala ahlengahlengisiweyo abe zizavenge ezifikelela kuma-60, nezavenge ezincinci ezizinzileyo ze-R$ 50. Inzala inokufikelela kwi-1,99% ngenyanga. Iibhanki zinokuxhasa ngemali ezi ntlawulo.
Ukuba ukhetha inkxaso-mali, iibhanki zinokutsala iintlawulo ngokuthe ngqo, zikhuphe amatyala ebhanki okanye zisebenzise i-Pix ukwenza iintlawulo. Kwimeko yentlawulo enye, iqonga lidlulisela imali ngqo kumbolekisi.
Ukulinganisa nesicelo ebhankini
Ngaphambi kwenkxaso-mali, iqonga livumela ukulinganisa imiqathango. Emva kokulinganisa, umsebenzisi angaqhubeka nesicelo senkxaso-mali.
Ibhanki ekhethiweyo iya kufumana isicelo, sichaze imiqathango namatyala abandakanyekayo. Iziko liya kusihlalutya isicelo lize lazise ngokuvunywa okanye ukwaliwa ngeqonga.
Ukurhoxa neziphumo zokungahlawuli
Funda kwakhona: Desenrola Brasil: Uthethathethwano kwakhona ngamatyala oluqaliswe ziivenkile ezinkulu
Ukuba umthathi-nxaxheba urhoxa ngaphambi kokutyikitya isivumelwano, akusayi kubakho zingxaki. Nangona kunjalo, ukungahlawuli amatyala kunokukhokelela ekubeni igama lifakwe kwakhona kuluhlu lwabangahlawuliyo. Ngoko ke, kubalulekile ukuzilungiselela ukuzalisekisa iintlawulo nokuphepha iingxaki.
Ukuzikhusela kubuqhophololo kwi-Desenrola
Xa uphinda uthethathethana ngamatyala nge-Desenrola Brasil, kubalulekile ukuhlala uphaphile malunga nobuqhophololo. Ziphephe iiwebhusayithi nee-apps ezithandabuzekayo, musa ukucofa amakhonkco akrokrelisayo kwaye ulumkele izicelo zentlawulo yangaphambili.
Xa unamathandabuzo, qhagamshelana nebhanki ngeendlela ezisemthethweni.
Ngamafutshane, i-Desenrola Brasil imele ithuba kubantu abaninzi baseBrazil lokulungisa iiakhawunti zabo. Nangona ibonelela ngeemeko eziluncedo, kubalulekile ukulandela iingcebiso zokhuseleko ukuqinisekisa amava akhuselekileyo nanemveliso, kujoliswe kwikamva lezemali elizinzileyo.
