Izibhengezo
Kwinyathelo elinobuchule, iNubank isungule isisombululo esithile sokuhlangabezana nemfuno ekhulayo phakathi kwabantu baseBrazil: ukufikelela kwi khredithi kubantu abanerekhodi elibi lekhredithi.
Sazisa nge “Nu Limite Garantido”, umsebenzi we-fintech onika abasebenzisi abanezithintelo zemali ithuba lokufumana umda wekhredithi ofikelela kwi-R$5.000.
Izibhengezo
Le ndlela ijolise ekuququzeleleni ukufikelela kwikhredithi kubantu abanegama elingcolileyo kwezemali, ilandela umkhwa we-fintech wokufuna izisombululo ezibandakanya wonke umntu.
Khetha enye inketho yeKhadi leKhredithi:
Nanga amanye amaKhadi ekhredithi:
Isebenza njani iNu Limite garantido?
Ubuchule obusemva kwale nkonzo intsha kukuba iNubank ayenzi uhlalutyo lwemveli lwekhredithi oludla ngokuthintela ukuvunywa kwabantu abanegama elingcolileyo kwezemali. Endaweni yoko, le fintech ixhomekeke kwenye indlela esebenzisa utyalo-mali lomthengi eNubank njengesiqinisekiso.
Oku kuthetha ukuba, xa ubekela bucala imali ethile kwi RDB (iSiqinisekiso seDipozithi yeBhanki), esivelisa i-100% ye-CDI, umthengi unokufumana umda owongezelelweyo kwikhadi lakhe letyala, ngendlela elula nengenasiphithiphithi.
Inyathelo ngenyathelo lokufikelela kwiTyala kwiNubank
Ukufumana eli tyala longezelelweyo kwiNubank yinkqubo elula, ejolise ekubandakanyeni ngokwezemali abo bangaphandle kwemarike yetyala. Jonga indlela ekulula ngayo:
- Vula i app yeNubank uye kwicandelo letyala;
- Khetha “Lungisa umda”;
- Khetha ukhetho oluthi “Nu Umda oqinisekisiweyo” uze uchaze imali ofuna ukuyibekela isiqinisekiso;
- Emva kokuqinisekisa umsebenzi, umda wakho wetyala uya kulungiswa ngoko nangoko.
Iingcebiso zokusebenzisa ngcono iTyala kwabo banerekhodi elibi letyala
Ukuze wandise amathuba okunyusa umda wetyala, ezinye iindlela zokuziphatha kwezemali zinokubonisa kwiNubank ukuba ungumthengi othembekileyo. Nazi ezinye iingcebiso:
- Imbali yeeNtlawulo: Ukugcina iintlawulo zeengxelo zekhadi ngexesha kubalulekile;
- Ingeniso eHlaziyiweyo: Qinisekisa ukuba ingeniso yakho ihlaziyiwe kwi-app, ukuze ibonise ngokuchanekileyo amandla akho okwenene kwezemali;
- Ukusetyenziswa rhoqo kweKhadi: Ukusebenzisa ikhadi leNubank rhoqo ekuthengeni kubonisa ukuba ungumthengi osebenzayo;
- Intlawulo Epheleleyo Yebhili: Ukuhlawula isixa esipheleleyo sebhili rhoqo ngenyanga, uthintela inzala, kubonisa ulawulo oluhle lwetyala;
- Ukuhlawula Izavenge Kwangaphambili: Ukubonisa ukuba ukulungele ukuhlawula kwangaphambili izavenge ezisalindileyo kunokunceda kuvavanyo oluhle lokunyuswa komda.
Ukudalwa kwe-“Nu Limite Garantido” kubonisa ukuzibophelela kweNubank ekukhuthazeni ukubandakanywa kwezemali, inikezela ngeemveliso ezintsha ezihlangabezana neemfuno zazo zonke iindidi zabathengi, kuquka abo banerekhodi elibi letyala.
Ngeli nyathelo, kulindeleke ukuba abantu abaninzi bakwazi ukuxhamla ekufikeleleni kwityala, inyathelo elibalulekileyo ekubuyiseleni imeko yezemali nakuzimela kwezoqoqosho.
