Izibhengezo
Ukunyusa umda wekhadi letyala ngumnqweno oqhelekileyo kubasebenzisi abaninzi. Ngomda omkhulu, uba nokuguquguquka ngakumbi ekuthengeni nakwiimeko zikaxakeka. Kodwa ungakufumana njani oku kunyuswa? Undoqo kukuqonda indlela iibhanki ezivavanya ngayo iprofayile yakho yetyala. Ziqwalasela izinto ezininzi, ezifana nembali yeentlawulo, ingeniso kunye nokusetyenziswa kwekhadi. Makhe sihlolisise iingcebiso ezisebenzayo zokunyusa umda wakho wetyala.
Okokuqala, ukugcina imbali entle yeentlawulo kubalulekile. Oku kuthetha ukuhlawula amatyala akho ngexesha kwaye, ukuba kunokwenzeka, ngokupheleleyo. Iibhanki zibajonga kakuhle abathengi ababonisa uxanduva lwezemali. Ukongeza, ukusebenzisa ikhadi lakho khadi rhoqo, kodwa ngendlela enengqiqo, nako kuyanceda. Oku kubonisa ibhanki ukuba ungumsebenzisi okhutheleyo, kodwa uyakwazi ukulawula inkcitho yakho. Khumbula, injongo kukubonisa ukuba unokumelana nomda omkhulu ngaphandle kweengxaki.
Gcina iinkcukacha zakho zihlaziyiwe
ukugcina iinkcukacha zakho zengeniso zihlaziywa ebhankini kubaluleke kakhulu ukuze ibhanki ikujonge kakuhle. Amaxesha amaninzi, umda wakho tyala isekelwe kwingeniso ibhanki enayo ebhalisiweyo ngawe. Ukuba ingeniso yakho inyukile ukusukela kuhlaziyo lokugqibela, yazisa ibhanki yakho. Oku kunokwenziwa ngokulula kusetyenziswa i-app okanye iwebhusayithi yebhanki. Ingeniso ephezulu idla ngokukhokelela kumda ophezulu wetyala.
Sebenzisa izixhobo zebhanki ukunyusa umda wekhadi letyala
Iibhanki ezininzi zibonelela ngezixhobo zokukunceda uqonde kwaye uphucule iprofayile yakho yetyala. Umzekelo, i-Itaú yazise i-“Profayile yeTyala”, into ekwi-app yayo evumela abasebenzisi ukuba balandele impilo yabo yezemali. Esi sixhobo sibonisa ulwazi malunga namatyala, imbali yeentlawulo kwaye sikuvumela nokuba uhlaziye iinkcukacha zengeniso. Ukusebenzisa ezi zixhobo kunokukunika iimbono ezixabisekileyo ngendlela yokuphucula iprofayile yakho yetyala kwaye, ngenxa yoko, unyuse umda wakho.
