Zotsatsa
Khoti Lalikulu Kwambiri la Federal (STF) likuweruza mlandu wokhudza kukonza kwa FGTS (Fund ya Chitsimikizo cha Nthawi ya Ntchito) pogwiritsa ntchito Taxa Referencial (TR). Mlanduwu unayamba mu Epulo ndipo kale uli ndi mavoti awiri ochirikiza kuti malipiro a FGTS akhale ofanana ndi a akaunti yosungira ndalama.
Caixa Econômica Federal (CEF) ikuyerekeza kuti boma lingakumane ndi zotsatira zazikulu za R$ 661 biliyoni ngati TR ikukanidwa. Mvetsetsani zambiri za mlanduwu ndipo onani momwe izi zikukukhudzirani.
Zotsatsa
Malipiro a FGTS ndi zotsatira zake
Malamulo nº 13.446/2017 ndi nº 13.932/2019 anayambitsa kusintha pa malipiro a FGTS, zomwe zinapangitsa kuti gawo lina la phindu ligawidwe kwa omwe ali ndi magawo. Izi zinapangitsa kuti malipiro akhale apamwamba kuposa TR ndi kukwera kwa mitengo.
Komabe, Advocacia-Geral da União (AGU) inayesetsa kuletsa Khoti kuti liweruze nkhaniyi, koma sizinaphule kanthu. Mu 2022, TR inali 1,63%, pamene akaunti yosungira ndalama inapereka 7,89% ndipo IPCA inamaliza chaka pa 5,79%.
Choncho, mkangano womwe ukukambidwa ukukhudza kukonza kwa FGTS m’nyengo ya pakati pa 1999 ndi 2013, komwe kunayambitsidwa ndi mlandu wa ADI 5090, woperekedwa ndi chipani cha Solidariedade.
Mfundozi zimanena kuti kugwiritsa ntchito TR pokonza ndalama zomwe zasungidwa kungachepetse chuma cha wogwira ntchito. Izi zili choncho chifukwa FGTS imayimira mtundu wa ndalama zosungidwa mokakamizidwa kuti zipindulitse wogwira ntchito.
Kodi kukonzaku kukukhudza ndani?
Caixa inachenjeza kuti chiwongola dzanja cha ndalama zogulira nyumba chingakwane pafupifupi 5% mpaka pakati pa 10% ndi 13% ngati pempho la ogwira ntchito livomerezedwa, TR n’kulowedwa m’malo ndi ziwerengero zina monga Selic kapena IPCA.
Komabe, 87% ya ndalamazo ikanapita kwa 5% ya ogwira ntchito omwe amalandira ndalama zoposa malipiro ochepera khumi. Pakadali pano, ogwira ntchito omwe amalandira ndalama zochepa akanalandira pafupifupi pakati pa R$ 1,000 ndi R$ 4,000, koma akanakumana ndi chiwongola dzanja chokwera pa ngongole yogulira nyumba yawo.
Chithunzi: Unsplash/Daniel Dan
