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Desenrola Brasil is a federal government program aimed at combating the country's default crisis. Last Monday (2), the program's bill was approved by the Senate and the text is moving forward for presidential approval.
As a result, the debt renegotiation platform is expected to be launched next Monday (9). In other words, the program has entered a new phase, in which people with incomes of up to two minimum wages or who are part of CadÚnico and have debts of up to R$ 5,000 will be able to renegotiate their debts.
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Stages of Desenrola Brasil
The Desenrola Brasil program has 3 stages, so check out each one:
Removal of negative credit records for small debts
This first stage covered people who had bank debts of up to R$ 100.
Debt renegotiation for people with incomes of up to R$ 20,000
This phase of program targeted individuals with incomes of up to R$ 20,000 and bank debts with no value limit. In this case, it was necessary to contact the bank directly to renegotiate the amount.
Debt renegotiation
The third stage covers those who earn up to two minimum wages or are registered with CadÚnico and have debts of up to R$ 5,000. This is the phase that has begun, and to access the renegotiation, you need to have an active account on Gov.Br.
It is worth noting that to access the platform, the user must have gold or silver certification levels, as well as updated registration data.
I am not registered with gov.br; how will I access Desenrola Brasil?
Registering with gov.br is easy; simply follow these steps:
- Access the website;
- Enter your CPF;
- Click “Continue;
- Read and agree to the terms, then click “Continue”;
- Choose one of the banks to create the account or click “Try another way”;
- Fill out the form that appears on the screen;
- After receiving a code via email or mobile phone, enter it in the indicated field;
- Create your password;
- Done!
Be aware that gov.br has three security levels, and to move up to the silver or gold level (the levels required to access Desenrola Brasil), you need to validate your facial biometrics through the app. In addition, you can validate your personal data via internet banking or log in through an accredited bank.
Image: Jeane de Oliveira / Pronatec
