Desenrola Brasil: second phase of the program requires registration

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Desenrola Brasil is a program of the Federal Government that enables Brazilians to renegotiate their debts. So, if you are among the approximately 32.5 million consumers to be covered by the second phase of the program, stay alert!

This is because, to find out whether the debt was included in the renegotiation phase, the debtor must have a gold or silver level account on the Portal Gov.br. 

Therefore, access to the website should take place later this week or at the beginning of next week. 

Desenrola Brasil 

Between September 25 and 27, discount auctions took place, covering companies that offered the largest reductions. The FGO (Operations Guarantee Fund) provided R$ 8 billion in assistance.

According to the balance released by the Ministry of Finance last Friday (29), the companies offered R$ 126 billion in discounts. In other words, the average reduction in debts was 83%. 

This percentage exceeded the government's expectations, which anticipated an average reduction of only 58%. The auction discounts were:

  • R$ 59 billion for debts of R$ 5 thousand;
  • R$ 68 billion for debts between R$ 5 thousand and R$ 20 thousand. 

It is worth highlighting that the highest average discount reached 96%, for credit card companies.

Which companies participated in the auction?

At the beginning of program 924 creditors voluntarily joined the initiative; however, only 709 participated in the debt update process. Of the total, only 654 participated in the auctions.

Thus, the creditor companies are divided into nine different sectors, namely:

  • Retail;
  • Energy;
  • Financial services;
  • Securitization companies;
  • Education;
  • Water and sanitation;
  • Micro and small businesses;
  • Energy;
  • Telecommunications.

How do I access the website?

To access the Gov.br portal, you must use the login for the federal government's services portal. It is worth noting that the website has security levels; for this reason, only silver or gold users can access it.

Image: Jeane de Oliveira / Pronatec




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