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The INSS offers a benefit of R$ 1,320 per month to millions of Brazilians without the need for contributions. Find out more!
Nowadays, the National Social Security Institute (INSS) makes payments for various benefits to thousands of Brazilian citizens. Among these, the Continuous Cash Benefit (BPC) stands out, which, unlike others, does not require prior contributions to Social Security.
This is because it is an assistance benefit. In other words, it aims to assist individuals in a situation of socioeconomic vulnerability, taking the family's monthly income into account. Currently, this benefit reaches more than 6 million people throughout the country.
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Additionally, the BPC is equivalent to one minimum wage. Therefore, at present, beneficiary families receive R$ 1,320 per month, following the INSS's official payment schedule.
INSS benefit of R$ 1,320: who is entitled to it?
The benefit is aimed at Brazilians aged 65 or over and people with disabilities. For these individuals to be eligible for the BPC, they must meet the following criteria:
- Individual monthly income of up to ¼ of the minimum wage (R$ 330);
- Registration in the Cadastro Único.
As with other social programs, being registered in the Cadastro Único is the first step toward starting to receive INSS assistance.
Exclusions from per capita income
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As mentioned earlier, one of the requirements for accessing the Continuous Cash Benefit (BPC) is the family's monthly per capita income. In this context, before doing the calculations, it is vital to understand that certain amounts are exceptions and should not be included in the calculation. These include:
- Occasional and short-term assistance benefits and aid;
- Social security benefit or BPC of up to one minimum wage;
- Salaries of people with disabilities working as apprentices or interns;
- Funds from income transfer programs, such as Bolsa Família (PBF).
Therefore, Brazilians who already benefit from other social programs may access the BPC without income-related restrictions.