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Individuals can borrow up to R$ 15,000 and legal entities up to R$ 21,000. Find out how to access the credit!
Banco do Povo is making a microcredit line available, through the Municipal Department of Economic Development, to entrepreneurs in the municipality of Cajamar, in the interior of the state of São Paulo. The program aims to boost socioeconomic development and create opportunities through the Empreenda Mulher, Empreenda Afro and Empreenda Rápido lines.
Thus, Banco do Povo is making R$ 650,000 available to promote entrepreneurship in Cajamar, with individuals able to borrow up to R$ 15,000 and legal entities up to R$ 21,000. Interest rates are much lower than those charged on the market, ranging from 0.35% to 1% per month, depending on the applicant's profile.
Who can access the credit
Therefore, those who fall under the following categories may apply for credit
Individuals can borrow up to R$ 15,000 and legal entities up to R$ 21,000. See how to access the credit!
A microcredit line is being made available by Banco do Povo, through the Municipal Department of Economic Development, to entrepreneurs in the municipality of Cajamar, in the interior of São Paulo. The program aims to promote socioeconomic development and create opportunities through the Empreenda Mulher, Empreenda Afro and Empreenda Rápido lines.
Therefore, R$ 650 thousand is being made available by Banco do Povo to encourage entrepreneurship in Cajamar, with borrowing limits of up to R$ 15 thousand for individuals and up to R$ 21 thousand for legal entities. Interest rates are substantially lower than market rates, ranging from 0.35% to 1% per month, depending on the applicant’s profile.
Credit eligibility
Therefore, those who fall into the following categories may apply for the credit:
- Formal entrepreneurs (MEI, ME, EPP, LTDA, EIRELI, motorcycle couriers);
- Informal entrepreneurs (bakers, artisans, seamstresses, among others).
However, it is necessary to reside in Cajamar or have a CNPJ registered in the city for at least two years, as well as hold a certificate from any “Super MEI” course offered by Sebrae, lasting at least 10 hours.
Another requirement is the absence of restrictions with Serasa or the Informative Register of Unpaid Credits of the Federal Public Sector (CADIN). It should be noted that loan approval is subject to credit analysis.
Financing Purpose
The funds may be used for:
- Working Capital: the company's operational activities, such as accounts payable, caixa, payroll, inventory, and other short-term commitments;
- Fixed Investment: purchase of goods and/or inputs;
- Mixed Investment: working capital and fixed investment.
How to apply for credit
To apply for the credit, it is necessary to complete a pre-registration through the link: https://bit.ly/43LtuGi. In case of questions or to obtain more information, you can contact us by email [email protected] or by telephone at 4446-0030.
