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Find out now how to make this withdrawal at Caixa Econômica as early as this Monday and check whether you are entitled to this benefit!
Starting today (02), Caixa Econômica Federal is making a new withdrawal option available to Brazilians. Accordingly, the state-owned bank allows formally employed workers who celebrate their birthday in October to withdraw a portion of their Severance Indemnity Fund (FGTS).
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This withdrawal opportunity is made possible through the option known as the birthday withdrawal. However, it is crucial to clarify that, by selecting this option, workers waive the right to withdraw the full amount in urgent circumstances, such as cases of dismissal without cause.
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It is worth noting that joining the birthday withdrawal program is voluntary. Additionally, individuals who choose this alternative can withdraw up to R$ 2.9 thousand. Therefore, see how to secure the withdrawal of these funds from Caixa as early as this Monday (02).
Caixa withdrawal for those born in October
For those celebrating their birthday in October, the FGTS birthday withdrawal becomes available from the first business day of their birthday month. Therefore, those born in October can start withdrawing their funds as early as the second day of month 10.
Furthermore, employees born in October have until December 29, 2023, to withdraw the amount at Caixa. If they do not do so by this date, the funds will return to the Fund account, and the withdrawal will only take place the following year.
How can I make an FGTS birthday withdrawal?
To make a birthday withdrawal, employees have two options: in person at a Caixa Econômica branch or digitally through the FGTS app, which is compatible with Android and iOS devices. Through the digital option, the procedure includes:
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- Log in with your Caixa account;
- Go to the “My Withdrawals” section and choose “Birthday Withdrawal”;
- Select “Change FGTS withdrawal method” and agree to the terms and conditions;
- Finally, click “Opt for Birthday Withdrawal”.
In short, it is essential to emphasize that, when opting for the birthday withdrawal, the employee will remain in this arrangement for a minimum period of 24 months before being able to switch back to the termination withdrawal. Therefore, this choice requires careful consideration and analysis of individual financial needs.