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The dream of many Brazilians is to have quick and hassle-free access to credit. Now, this reality is closer thanks to the digital bank PicPay. That’s because the digital bank is offering a unique opportunity: loans of up to R$ 150,000 with immediate withdrawals.
However, as always, there are criteria that customers must still meet. So, check what the requirements are and who can receive the money.
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Who can benefit from this bank offer?
PicPay highlights that vehicle-secured credit can be an excellent alternative for those who want to pay off debts, carry out personal projects, or even deal with emergencies. To access an amount of up to R$ 150,000, the customer must own a vehicle up to 15 years old, which can be pledged as collateral for up to 90% of its value.
In addition, interest rates start at 1.49% per month, and after taking out the loan, the customer has the flexibility to pay the first installment within 60 days.
How to apply for vehicle-secured credit through PicPay?
For those interested, the process is simple and can be completed directly through the PicPay app. Therefore, simply access the “Loans” tab, select the “Use your car as collateral” option, fill in the requested information about the vehicle and personal details, and set the desired loan amount.
After this step, Creditas, the partner of PicPay in this category, will contact you to finalize the agreement. Thus, once approved, the digital bank may release up to R$ 150,000 immediately.
With this initiative, PicPay reinforces its position in the digital financial market, offering practical and advantageous solutions to its customers. Therefore, if you meet the criteria and need credit, this could be the right time to take advantage of the opportunity to get some financial breathing room!
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