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The “Desenrola” initiative moved more than R$ 13 billion in its first phase. Tap to find out how many individuals took part in the program.
Great news for Brazil’s economic landscape. In a recent announcement made today (18), the Brazilian Federation of Banks (Febraban) presented the figures for the first stage of “Desenrola.” According to the federation, banks directly negotiated R$ 13.2 billion.
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“Desenrola Brasil” is a debt renegotiation scheme. The initial stage was intended exclusively for those indebted to banks and financial institutions. At that time, individuals with incomes ranging from 2 minimum wages to R$ 20,000 took part.
Read also: Desenrola Brasil: Debt Renegotiations Anticipated by Major Retailers
Likewise, the negotiations took place directly with the creditor banks. As a result, participants were able to obtain reductions in interest, fees, penalties and, in some cases, the total amount, depending on the bank and the repayment method.
“Desenrola” engaged more than 1.4 million customers in its first phase
The initial stage of “Desenrola” ran from July 17 to September 15 of this year. People in debt only had to go to the banks to obtain an offer to settle their debts.
According to data from Febraban, 1.460 million people in debt sought out financial institutions. This number of consumers corresponds to nearly 1.9 million agreements of various kinds, resulting in the movement of R$ 13.2 billion.
The federation also reported that banks removed credit restrictions for approximately 6 million customers with debts of less than R$ 100.00.
The program continues
The next stage of “Desenrola” is scheduled for the coming weeks. Now, people in debt will have the chance to settle their debts with different retail companies, ranging from basic utility bills such as water and electricity to supermarket purchases.
Read also: Desenrola: Next Stage Offers Installment Payment of Debts up to R$5 thousand
However, only those earning up to 2 minimum wages (R$ 2,640) or registered with CadÚnico will be able to participate. In addition, the total amount of the debts cannot exceed R$ 5,000.
The federal government plans to introduce a digital tool to facilitate negotiations. However, to access this platform, users will need to have a gov.br account with silver or gold protection level.
