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Initial Impact of Desenrola Brasil
Banco do Brasil led the renegotiation of approximately R$ 4.4 billion in the initial phases of Desenrola Brasil, a federal government initiative aimed at restructuring debts. According to information from the bank itself, R$ 4.1 billion came directly from its operations, while Ativos S.A., a BB company focused on credit recovery, contributed R$ 308 million.
Extension of Terms and Prospects
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BB renegotiated agreements for more than 264 thousand of its customers, and Ativos S.A. did the same for 241 thousand of its customers. The banking institution expanded Desenrola’s terms even to groups that do not exactly fit into Tier 2, which began its renegotiation on July 17. During a press conference, Tarciana Medeiros, president of BB, emphasized that Desenrola represents a significant milestone for the community. “Regularization restores dignity to families,” she stated.
Innovation and Technology in the Process
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Tarciana also mentioned that the bank employed advanced data analysis techniques in the program. “We directed our action in Desenrola based on analytical intelligence,” she emphasized, adding that BB already integrates this technological approach into other operations. Among the renegotiations with BB customers, approximately 85,000 are from Desenrola’s Tier 2 and adjusted around R$ 725 million. More than 160,000 individual customers and 19,000 small and medium-sized businesses renegotiated significant amounts thanks to the initiative.
