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With the rule changes to Minha Casa Minha Vida, the program's income brackets have been expanded. This news is excellent, as it will enable more people to access their own home.
But that was not the only thing that changed, as Bolsa Família and BPC (Continuous Cash Benefit) beneficiaries will no longer need to pay the installments of the housing program.
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Therefore, see below all the details regarding the change in the program's income bracket and understand how the exemption works.
What are the new Minha Casa Minha Vida income brackets?
It is important to note that Minha Casa Minha Vida separates income brackets into urban and rural areas. Therefore, see the amounts
Urban areas
- First bracket: monthly income of up to R$ 2.640;
- Second bracket: monthly income from R$ 2.640,01 to R$ 4.400
- Third bracket: monthly income from R$ 4.400,01 to R$ 8.000.
Rural areas
- First bracket: annual income of up to R$31.680;
- Second bracket: annual income from R$ 31.608,01 to R$ 52.800
- Third bracket: annual income from R$ 52.800 to R$ 96.000.
Minha Casa Minha Vida installment exemption
As mentioned before, those who receive Bolsa Família or the company's BPC will no longer need to pay the installments of the housing program. Thus, those who signed a contract by September 28, 2023, will already be exempt from future installments, while those who signed after this date will undergo an eligibility assessment by Caixa.
Who has priority to participate in the program?
As with other federal government programs, Minha Casa Minha Vida focuses on people in situations of social vulnerability, such as:
- Women who are heads of households;
- People with disabilities;
- People experiencing homelessness;
- People affected by a calamity;
- Women who are victims of domestic violence;
- People involuntarily displaced due to federal public works.
Image: Tomaz Silva/Agência Brasil
