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Encouraging entrepreneurship, the Bank released R$ 1.3 million in loans in 2023. Find out how to obtain them and who can benefit.
In an unstable economic scenario with ongoing obstacles, the contribution of entrepreneurs proves essential. Great news comes from the Banco do Povo de Mogi das Cruzes, which, throughout 2023, made approximately R$ 1.3 million in financing available to entrepreneurs in the region, according to reports from the municipal administration.
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Additionally, these amounts are impressive. In July alone, the bank distributed R$ 200,000 in financing, with an average contract of R$ 12,000. During this period, at least 16 entrepreneurs from Mogi had their applications approved. It is important to note that most of them operate in the commercial sector. Continue reading to learn more about the topic.
Who actually benefits from these loans and disbursements?
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In this regard, statistics from the Department of Entrepreneurial Support and Bureaucracy Reduction of the Secretariat for Economic Development and Innovation indicate that, from May to July, approximately 73% of the approved contracts belong to women and around 59% to individual microentrepreneurs (MEI).
Given this, Banco do Povo Paulista, a productive microcredit initiative, aims to create jobs and increase income through financing for economic expansion.
In addition, aimed at both formal and informal entrepreneurs, the maximum loan amount for individuals is R$ 15,000. For companies, the amount can reach R$ 21,000, figures that the bank's team evaluates before granting the loan.
What commitments do beneficiaries undertake?
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However, according to the municipal administration, after obtaining the loan, beneficiaries are monitored regarding how the money is used and must justify its use for working capital and fixed investment.
Thus, for those seeking these funds, Banco do Povo de Mogi das Cruzes provides an uncomplicated service, which can be accessed by:
- Telephone: 4798-5099 and 4798-5148;
- Via WhatsApp app (Android and iOS): 99847-2691 and 99847-0455;
- E-mail: [email protected].
