THE Box offers loans through Caixa Tem, an application that is very easy and quick to use. Thus, both individuals and legal entities can apply for credit if they need money.
So, see below how to request this feature through the app itself, without even having to leave your home.
How to apply for a loan at Caixa Tem?
The first step is to access Caixa Tem and log in to your account. Once this is done, follow the steps below:
- Enter the loans area;
- Make your request;
- A chat will appear on the screen with the message “Simulate and hire”;
- After clicking on this option, the application will notify you whether or not you are eligible to receive the loan;
- If you get the amount, just follow Caixa's instructions to apply for the loan. However, if you didn't get the loan, you can try again later and see if your request was accepted.
Who can take out the loan?
This Caixa Tem loan offers two types of credit, the first of which is the Empreendedor PF, which is for individuals with less than R$1,000 in debt with banks until January 31, 2022.
Therefore, those who choose this option will be able to obtain a loan of R$1,000 with up to 24 months to pay. The interest rate is R$3,991 per month and the request is made through the app itself.
The other option of loan is the Individual Microentrepreneur – MEI modality, for those who have had MEI for more than twelve months.
Therefore, to obtain the credit, it is necessary to have an annual turnover of less than R$81,000 and less than R$3,000 in debts until January 31, 2022. The interest rate for this option is R$3.601. In this case, you must go to a Caixa branch to apply.
Image: Marcello Casal Jr/ Agência Brasil
