The Desenrola Brasil Program gained prominence as a relevant action to help indebted customers reorganize their finances.
In the previous five days, around 2 million bank customers with debts of up to R$100 negotiated, thanks to this program. According to Agência Brasil, banks affiliated with the Brazilian Federation of Banks (Febraban) renegotiated a significant total of R$500 million in more than 150 thousand debt contracts.
Desenrola Brasil and debt readjustment
In short, Desenrola Brasil, implemented by the federal government, has the main purpose of reintegrating people with limited credit into the economy. Thus, national banks have shown commitment and active participation in the initiative.
This is because Febraban has emphasized the importance of collaboration between banks and the program. Therefore, it is important to note that each financial institution has its own business strategy and, as a result, implements specific policies for joining Desenrola Brasil.
Specific terms for renegotiation in Desenrola
Read also: BEWARE of DESENROLA: Identifying TRUSTED and FAKE websites!
In general, the terms for debt renegotiation are determined individually by each bank participating in the program. Therefore, renegotiation opportunities vary between financial institutions, according to their own policies. Customers interested in participating in the program can join until December 31st.
Febraban's support for Desenrola Brasil
Febraban confirmed its support for Desenrola Brasil, emphasizing its relevance as a resource to rehabilitate consumers with financial constraints. In short, the data released so far reflect the dedication and success of the program, evidencing its importance for the national economy.
Example of the Federal Savings Bank
Caixa Econômica Federal is an example of an institution that has joined the program with positive results. This is because in the first days of Desenrola Brasil, Caixa announced that it had renegotiated more than R$51 million in debts owed by its customers. Considering that the bank has around 13 million indebted customers, there is room to further increase the number of renegotiations.
Banco do Brasil: prominence in renegotiations
Another financial institution that deserves mention is Banco do Brasil (BB). In the first week of Desenrola Brasil, BB recorded a notable renegotiation of R$1 billion in debt. Therefore, over the course of five days, approximately 75.8 thousand customers refinanced their debts, which demonstrates the effectiveness and adherence to the program.
BB's focus on renegotiations
Banco do Brasil has focused its efforts on renegotiating loans for several defaulting groups. Considering that, in addition to individuals with incomes of up to R$20,000, BB has also prioritized renegotiation for micro and small businesses, as well as individuals in general.
Thus, to speed up the process, customers interested in negotiating their debts can use the bank's app or website, depending on their specific needs. In short, the Desenrola Brasil Program has proven to be an effective tool for helping indebted bank customers to get out of debt and get back on the path to financial stability.
A significant initiative
The data provided by Febraban and the examples of large institutions prove the success and commitment of Brazilian banks to this initiative. Thus, the possibility of renegotiation until the end of the year provides a valuable opportunity for those who wish to regularize their debts and restructure their finances.
Read also: Learn all about Amounts Receivable
A relevant measure for the national economy
The Desenrola Program provides financial relief for individuals and legal entities who default on their loans, and also injects millions of reais into the economy. In addition to banks receiving the negotiated amounts, purchasing power is also returned to citizens, which is crucial for balancing the flow of supply and demand and, consequently, inflation.
