Izikhangiso
Uhlelo lokusebenza i-Caixa Tem, olwasungulwa ngobuchule yi-Caixa Econômica Federal, lwavela ngenhloso yokuhlanganisa nokwenza lula ukuthengiselana kwezezimali e-Brazil. Njengoba lunabasebenzisi abangaphezu kwezigidi ezingu-60, lolu hlelo lokusebenza seluyisisekelo ekuphathweni kwezimali kwabantu base-Brazil.
Bona ukuthi ungahoxisa kanjani kufika ku-R$ 1.3 ayizinkulungwane nge-Caixa Tem ngaphambi kosuku lomnqamulajuqu
Enye yezinzuzo ezinkulu ukuthi ungahoxisa kufika ku-R$ 1.320 ngokuqondile ohlelweni lokusebenza, kodwa kubalulekile ukunaka umnqamulajuqu, ophela maduze.
Funda futhi: Ukuhoxiswa kwe-R$ 6.220 kuvunyelwe e-Caixa kusukela ngomhlaka-13; hlola ukuthi kwenziwa kanjani.
Ukwamukelwa ku-inthanethi Komholo Owengeziwe we-PIS
Kubasebenzi bomkhakha ozimele, umholo owengeziwe we-PIS (Programa de Integração Social) uyinsiza ebalulekile. Kusukela ngo-2020, le mali yaqala ukufakwa ekongeni komphakathi kwedijithali kwe-Caixa Tem, okwenza ohlomulayo akwazi ukufinyelela kule mali ku-inthanethi, ngaleyo ndlela kwenziwe inqubo ibe lula nakakhulu.
Umnqamulajuqu Uyasondela
Kuze kube ngumhlaka-28 kuZibandlela kulo nyaka, abasebenzi abangakawuthathi umhlomulo wabo bangawuthatha. Ngakho-ke, lo mjikelezo waqala ngoNhlolanja futhi waqeda konke ukudluliswa kwemali ngoNtulikazi, kodwa abanye abakawutholi lo mali, ongafinyelela ku-R$ 1.320, olingana nomholo omncane. Idiphozithi yenziwa kanye kuphela, okusho ukuthi umsebenzi uzothola yonke imali ngesikhathi esisodwa.
Ibhonasi Yomholo Yabasebenzi Bakahulumeni
Ngaphezu kwabasebenzi bezinkampani ezizimele, abasebenzi bakahulumeni, njengabasebenza komasipala, eminyangweni nakwezinye izinhlaka zikahulumeni, nabo banelungelo lebhonasi yomholo. Nokho, kulesi simo, lo mhlomulo ubizwa nge-PASEP (Uhlelo Lokwakha Impahla Yomsebenzi Kahulumeni) futhi ukhokhwa yi-Banco do Brasil, hhayi yi-Caixa Tem.
Izidingo Zokuthola Ibhonasi Yomholo
Ukuze ufanelekele ibhonasi yomholo kulo nyaka, kudingeka uhlangabezane nezinye izimfuneko ezithile. Umsebenzi kumele abe waqashwa enenkontileka esemthethweni okungenani izinsuku ezingu-30 ngo-2021 (unyaka oyisisekelo) futhi athole umholo ongadluli emiholweni emincane emibili ngenyanga ngaleso sikhathi.
Kubalulekile futhi ukuba khona esitatimendeni se-RAIS (Relação Anual de Informações Sociais) nokuba nenombolo ye-PIS noma PASEP okungenani iminyaka emihlanu.
Mayelana Nemali Edluliselwe nge-Caixa Tem
Imali efakwa ku-Caixa Tem iyahlukahluka kuye ngokuthi umsebenzi usebenze izinyanga ezingaki ngonyaka oyisisekelo, u-2021. Imali ephezulu engakhishwa ngu-R$ 1.320, kanti ephansi ngu-R$ 110.
Uma inani lezinyanga ezisetshenziwe ngokuhambisana nezimfuneko zalowo nyaka likhulu, imali ezokhishwa kulo nyaka nayo izoba nkulu. Ngakho-ke, leli yithuba elikhethekile lokuba abasebenzi baseBrazil bakhulise imali yabo abayilondolozile futhi bayisebenzise emigomweni nasezidingweni zabo zezezimali.
Funda futhi: Imali Eyengeziwe: Hlola ukuthi Uyafaneleka Yini Ukuthola Ibhonasi Entsha ka-R$ 300
Sengiphetha, i-Caixa Tem isiphenduke ithuluzi elibalulekile kubantu baseBrazil, inikeza ukufinyelela esibonelelweni seholo se-PIS kanye nethuba lokukhupha imali efinyelela ku-R$ 1.320 ngaphambi komnqamulajuqu.
Nokho, kubalulekile ukwazi ngemigomo nezinsuku zokugcina ukuze uqinisekise ukuthi awuphuthelwa yileli thuba lokuthola imali eyengeziwe. Ngakho-ke, uma uhlangabezana nezimfuneko ezishiwo, unganqikazi ukuhlola ibhalansi yakho ku-Caixa Tem futhi usebenzise lesi sibonelelo kusenethuba.
Qaphela Imikhonyovu Ehlobene ne-Caixa Tem
Ngeshwa, ukuthandwa kwe-Caixa Tem kudonse igagasi lemikhonyovu eyinkimbinkimbi. Laba bakhohlisi bazenza izinhlangano zezezimali noma izikhungo zikahulumeni bese bexhumana nabasebenzisi bohlelo lokusebenza, bethembisa izinzuzo ezicatshangelwayo noma ulwazi olubalulekile.
Ngamafuphi, bacela imininingwane yomuntu siqu, amaphasiwedi ngisho namakhodi okuqinisekisa, bekhohlisa abantu ukuze badalule imininingwane ebucayi. Ngakho-ke, ungalokothi udlulisele imininingwane yomuntu siqu noma yezezimali kumuntu okuxhumana nawe ngokungalindelekile, ikakhulukazi uma ecela imininingwane eyimfihlo.