Izikhangiso
Ukuwina umklomelo we-Mega-Sena kuyiphupho lama-Brazilian amaningi. Kodwa ngemva kwenjabulo yokuqala, kuvela umbuzo: le mali ibingathola malini kwi-poupança? Cabanga ngomklomelo olinganiselwa ku-R$ 76 million. Uma le mali ibingafakwa kwi-poupança, ibingakhiqiza inzuzo enkulu, iguqule impilo yezezimali yomwinile onenhlanhla. I-poupança, eyaziwa ngokuvikeleka kwayo nokusebenziseka kalula, ibinganikeza inzuzo yanyanga zonke ebalulekile, ngaphandle kwesidingo sokukhokha i-Imposto de Renda kuleyo nzuzo, okuyenza ibe inketho ekhanga nakakhulu kulabo abasanda kuceba.
Ukuze sikubeke ngezinombolo, umklomelo ka-R$ 76 million kwi-poupança ubungathola cishe u-R$ 408 thousand ngenyanga. Le mali, engakhokhiswa izintela, imele iholo elikhulu lanyanga zonke, elingakwazi ukuhlinzeka ngempilo enethezekile ngisho neyobukhazikhazi. Ngaphezu kwalokho, i-poupança inikeza inzuzo yokuba wutshalomali olunengozi ephansi, iqinisekisa ukuthi imali eyinhloko ihlala ivikelekile futhi itholakala.
Bona Okuningi: Ngingayibheka kanjani i-Bolsa Família yami nge-inthanethi?
Ezinye izinketho zokutshala umklomelo we-Mega-Sena
Nakuba ukonga kuyindlela ephephile futhi engenayo intela, kunezinye izindlela zokutshala imali ezinganikeza izinzuzo eziphakeme nakakhulu. Isibonelo, i-Tesouro IPCA+ enosuku lokuvuthwa ngo-2045 ingakhiqiza imali engenayo yanyanga zonke ecishe ibe ngu-R$ 495,6 ayizinkulungwane, kucatshangelwa izinga lembuyiselo elihlanganisa ukwehla kwamandla emali kanye nokwengezwa okungu-5,70% ngonyaka. Ezinye izinketho, njengama-CDB akhokha u-100% we-CDI kanye ne-Tesouro Selic 2026, nazo ziveza izinzuzo ezihehayo, nakuba zingaphansi kokukhokhwa kwe Ntela Yomholo, okuncipha kancane kancane ngokuhamba kwesikhathi sokutshalwa kwemali.
Mayelana nokutshalwa kwezimali
Lapho uthola umklomelo omkhulu kangaka, kubalulekile ukucabangela zonke izinketho zokutshala imali ezitholakalayo. Enye nenye indlela inezinzuzo, ubungozi kanye nezintela zayo. Nakuba ukonga kunikeza ukuphepha futhi kukhululekile enteleni, ezinye izimali zinganikeza izinzuzo eziphakeme, kodwa zidinga ukuhlaziywa okuningiliziwe futhi, kwezinye izimo, ukwamukela izinga eliphezulu lobungozi. Ngakho-ke, kuhlala kunconywa ukufuna iseluleko kumeluleki wezezimali ukuze wenze izinqumo ezinolwazi futhi uqinisekise ukuthi umklomelo we-Mega-Sena awugcini nje ngokuba yinzuzo yesikhashana, kodwa ube yisisekelo sokuphepha kwezezimali okuhlala isikhathi eside.
