Izikhangiso
Ukuqonda isikhathi ibhange elisithathayo ukufaka imali yokuhoxa ngesikhathi sokuzalwa ku-akhawunti kubalulekile lapho uthatha isinqumo futhi ukhetha le ndlela yokukhokha ye-FGTS. Phela, kwabaningi, lolu khetho ludinga ngempela ukuba lube nenzuzo. Nokho, njengoba kungebona bonke abazi ukuthi inkokhelo yenziwa kanjani noma ukuthi itholakala isikhathi esingakanani, sidale le nto ukuze sicacise le mibuzo.
Qhubeka ufunde lo mbhalo ukuze uqonde kangcono ukuthi le nkokhelo yenziwa kanjani!
Kuthatha isikhathi esingakanani ukuthi imali yokuhoxa ngesikhathi sokuzalwa ye-FGTS ifakwe ku-akhawunti?
Okokuqala, kubalulekile ukuqonda ukuthi inkokhelo yokuhoxa ngesikhathi sokuzalwa yenzeka kuphela enyangeni yokuzalwa yesisebenzi. Ngakho-ke, yingakho le nketho yokuhoxa ku-FGTS ibizwa ngaleli gama. Izinkokhelo zihlala zenziwa enyangeni yokuzalwa komnikazi, ngenhloso yokwenza ukudluliselwa kwenani lemali kube lula.
Empeleni, njengoba izigidi zabasebenzi zingakhetha le ndlela yokukhokha, lolu hlelo lubonakala lufaneleka kakhulu.
Nokho, abaningi bayazibuza ukuthi kuthatha isikhathi esingakanani ukuthi imali yokuhoxa ngesikhathi sokuzalwa ifakwe ku-akhawunti, njengoba inyanga efanele iqala.
Ngamagama alula, imali yabelwa ezinsukwini eziyi-15 ngaphambi kwenyanga yosuku lokuzalwa lomsebenzi. Nokho, lokhu akusho ukuthi umuntu uzothola inkokhelo ngokushesha nje lapho inyanga iqala. Isikhathi sokuthi imali ifakwe ku-akhawunti singaba cishe izinsuku zokusebenza ezi-5. Okusho ukuthi, uma ugubha usuku lwakho lokuzalwa ngoDisemba futhi wakhetha inkokhelo, kufanele ulinde kuze kube usuku lwesihlanu lokusebenza lwenyanga ukuze imali ibe ku-akhawunti yakho.
Kubalulekile futhi ukugcizelela ukuthi asikho isikhathi esiqondile sokuthi inkokhelo yenziwe. Isikhathi singahluka kuye ngesimo, ikakhulukazi uma kubandakanyeka izikhungo zezezimali ezihlukene.
Imali ihlala itholakala isikhathi esingakanani?
Uma ukhethe ukukhipha imali yakho ku-akhawunti yase-Caixa, yazi ukuthi ihlala itholakala ukuze ikhishwe isikhathi esingafika ezinyangeni ezintathu. Lokhu kusho ukuthi, uma uyithola ku-akhawunti yakho ngosuku lokuqala lukaMashi, ngosuku lokuqala lokusebenza lukaJuni, izobuyela ku-akhawunti yakho ye-FGTS.
Funda futhi: Indlela yokuqala ukutshala imali encane
Lesi yisikhathi esitholakalayo kusukela ngesikhathi lapho imali yokuhoxiswa ngosuku lokuzalwa ifakwa ku-akhawunti kuze kube ibuyela ku-FGTS.
Kubalulekile ukugcizelela ukuthi, uma lokhu kwenzeka, okungukuthi, uma kukhona lokhu kubuyiselwa, isisebenzi asilahlekelwa lutho. Inkokhelo imane nje ingakhishwanga bese ibuyela ku-akhawunti ye-FGTS yomnikazi.
Ngakho-ke, uma ubona izindaba ezithi le mali “ilahlekile” ngemva kwezinyanga ezintathu ingakhishwanga, yazi ukuthi lokho akulona iqiniso. Nakuba kungenakwenzeka ukuyikhipha ngemva kwezinyanga ezintathu, lokho akusho ukuthi ulahlekelwe yile mali. Imane nje ibuyele ku-akhawunti yakho ye-FGTS.
Ngakho-ke, ngaphandle kokuqonda ukuthi kuthatha isikhathi esingakanani ukuthi ukukhishwa kwemali kosuku lokuzalwa kufakwe ku-akhawunti, ungakhohlwa ukubheka nesikhathi esinqunyiwe sokuyikhipha, kulungile?
