Izikhangiso
Kulabo abafisa ukuba nomuzi, uhlelo lukahulumeni iMinha Casa Minha Vida luza nezindaba ezinhle kakhulu. NgoLwesine (13/07), umongameli uLuiz Inácio Lula da Silva (PT) wasayina umthetho obuyisela uhlelo lwezindlu ngesikhathi sakhe esisha sokubusa.
Ngokuyinhloko, iMinha Casa Minha Vida ihlose ukwenza kube lula ukufinyelela emzini wakho, inikeze izinketho eziningana zokuxhasa ngemali. EPalácio do Planalto, ngo-11h, kwenzeka umcimbi wokwethulwa kohlelo olusha.
Izikhulu eziningi, kuhlanganise nongqongqoshe wamaDolobha, zazikhona emcimbini. Uhlelo iMinha Casa Minha Vida luqondiswe emindenini enemali engenayo yanyanga zonke efinyelela ku-R$8 mil ezindaweni zasemadolobheni ezweni lonke, kanye ne-R$96 mil ngonyaka kubahlali basemakhaya. Ngale ndlela, laba bantu bazokwazi ukuthenga umuzi wabo.
Kubalulekile ukuphawula ukuthi iChamber of Deputies yavuma lo mbhalo ngoJuni, yafaka nezinguquko ezithile ezaziphakanyisiwe. Olunye lwalezi zinguquko luvumela ukusetshenziswa kwezinsiza ze-FGTS kumaphrojekthi kahulumeni ahlukahlukene.
Umthethosivivinywa
Ekuqaleni, izimali ze-FGTS zizosetshenziswa ngezindlela ezahlukene, njengamaphrojekthi okukhanyisa imigwaqo yomphakathi, ukuthuthwa kwendle, imigwaqo yomphakathi kanye nokukhipha amanzi emvula. Kulinganiselwa ukuthi uhlelo lwezindlu luzosebenzisa u-5% wezinsiza zalo ukuze kuqaliswe kabusha imisebenzi emile.
Funda futhi: Izinzuzo ezandisiwe: uhlelo lokuthenga izindlu nge-FGTS luzokhushulwa;
Lezi zimali zizophinde zisetshenziselwe ukulungisa izakhiwo okwamanje ezingahlali muntu. Ngaphezu kwalokho, kulindeleke ukuthi kwakhiwe izakhiwo emadolobheni amancane, anabantu abangafika ku-50 000, ezifundeni ezahlukene zezwe. Olunye ushintsho olubalulekile yisaphulelo esingu-50% salabo ababhalise ku-CadÚnico.
I-CadÚnico yirejista kahulumeni wesifundazwe yabahlomuli bezinhlelo zezenhlalakahle. Ngokwamukelwa komthetho, i-Caixa Econômica Federal ayiseyona inhlangano kuphela ebhekele yonke imisebenzi ye-Minha Casa Minha Vida.
Manje, amabhange azimele, izikhungo zedijithali kanye nezinyunyana zezikweletu nazo zizothola ithuba lokubamba iqhaza ohlelweni lwezindlu. Ukuze benze lokho, kudingeka banikeze uMnyango Wezamadolobha ulwazi mayelana nokudluliselwa kwezimali, bekhomba abamukeli besikweletu.
Ikhaya Lami, Impilo Yami
Ngo-2009, uhulumeni wesifundazwe wavula ngokusemthethweni uhlelo iMinha Casa Minha Vida. Ngesikhathi sokuphatha kukaJair Bolsonaro (PL), lolu hlelo lwathathelwa indawo yiCasa Verde Amarela. Nokho, ngesikhathi uMongameli Lula engena esikhundleni, lolu hlelo lwaphinde lwavela nezinguquko ezithile, ngenhloso yokusiza imindeni ehola kancane.
Empeleni, uhulumeni uhlose ukukhulisa umkhawulo weholo wabahlomuli bohlelo olusha lwezindlu. Kulindeleke ukuthi lolu hlelo lukwazi ukusiza imindeni esezingeni eliphakathi ehola phakathi kuka-R$10 ayizinkulungwane no-R$12 ayizinkulungwane ngenyanga.
Funda futhi: Ukuhlelwa kabusha kwe-Bolsa Família? Qonda izinguquko nge-MP yamanje
Esinye sezici ezigqame kakhulu zeMinha Casa Minha Vida entsha ngabahlomuli beSigaba 1, okuyimindeni ehola imali efinyelela ku-R$2,6 ayizinkulungwane ngenyanga. Ngokuyisisekelo, uhulumeni uzosebenzisa izinsiza zeResidential Leasing Fund (FAR). Uxhaso luyahlukahluka phakathi kuka-R$130 ayizinkulungwane no-R$170 ayizinkulungwane.
Imindeni ehola imali efinyelela ku-R$1.320, okuyinani lamanje lomholo omncane, izokwazi ukuxhasa ngezimali izindlu zayo isikhathi esifika ezinyangeni ezingama-60, ngezitolimende ezingafika ku-10% weholo lanyanga zonke, okungukuthi, R$80. Ngamafuphi, labo ababamba iqhaza kulolu hlelo futhi abahola phakathi kuka-R$1.320 no-R$2.640 bangasebenzisa kufika ku-15% weholo labo.
Imindeni ehola kancane
Njengoba kushiwo ngaphambilini, uhlelo lwezindlu lukahulumeni wobumbano luzogxilisa imizamo yalo emindenini ehola kancane. Kukholakala ukuthi u-50% wamayunithi axhaswe ngemali uzoba oweSigaba 1. UMnyango Wezamadolobha unikeza ithuba lokuthenga indlu yasemadolobheni eke yasetshenziswa futhi uhlanganisa nezakhamuzi ezingenamakhaya.
Ekugcineni, umnyango uthi izindlu zeMinha Casa Minha Vida entsha zizoba seduze kwezitolo, izinsizakalo kanye nezinsiza zomphakathi. Ngakho-ke, imindeni ebamba iqhaza kulolu hlelo izothola izinzuzo eziningi, njengokusondela kwingqalasizinda ethuthukisiwe.
