Izikhangiso
Icala lokulungiswa kwe-FGTS luzoqhubeka futhi, ngemva kokuphazamiseka ngo-Ephreli walo nyaka, e-STF. Hlola imininingwane eyengeziwe!
Ngomhla ziyi-18 kuMfumfu ozayo, iNkantolo Ephakeme Yomthethosisekelo (STF) izophinde iqhubeke necala eliphathelene nokulungiswa kweSikhwama Sesiqinisekiso Sesikhathi Sokuqashwa (FGTS), ebelimisiwe kusukela ngo-Ephreli walo nyaka. Ngakho-ke, ingxoxo igxile eSenzweni Esibhekiswe Ngqo Ekuphulweni Komthethosisekelo (ADI 5090), esiphikisa indlela yamanje yokulungiswa kwebhalansi yesikhwama.
Kafushane, umthetho osebenzayo ubeka ukuthi amabhalansi ama-akhawunti e-FGTS abuyekezwe ngokusekelwe kuZinga Eliyireferensi (TR), kanye nenzalo yonyaka engu-3%. Nokho, le nkomba ikhombise ukungasebenzi ekulweni nokwehla kwamandla emali. Funda kabanzi!
Funda futhi: Ukuthola Amanani Akhohliwe eBhange Elikhulu: umhlahlandlela wezindlalifa
Ukulungiswa kwe-FGTS
Kusukela ngo-1999, i-TR ayisabonisi amandla okuthenga emali futhi, ngenxa yalokho, leli zinga eliphansi lidale ukulahlekelwa kubasebenzi. Njengoba i-TR, kusukela ngo-2017, isondela kuziro, inzuzo yonyaka imile ku-3%.
Ngokwalokhu, ngokocwaningo lwe-LOIT, inkampani egxile ekubuyekezweni kwe-FGTS, kulinganiselwa ukuthi isisebenzi ngasinye singathola cishe u-R$ 10 000. Nokho, le mali ingadlula amaholo amancane angu-60 (R$ 79 200,00), kuye ngebhalansi yesikhwama kanye neholo elijwayelekile lesisebenzi.
Abahlomulayo ekulungisweni
Funda futhi: Amathiphu okufuna imali yakho oyikhohliwe ngaphandle kwezingozi
Nokho, kubalulekile ukugcizelela ukuthi ukulungiswa kwe-FGTS ngeke kubandakanye bonke abasebenzi. Lokhu kungenxa yokuthi lokhu kubuyekezwa kuxhumene nokubuyekezwa kwezimali zebhalansi kuma-akhawunti ahlobene nesikhwama. Ngakho-ke, abasebenzi ababe nobudlelwano obude bokuqashwa bazozuza kakhulu kulokhu kulungiswa.
Ekugcineni, ngokwe-LOIT FGTS, isisebenzi esafaka iminikelo iminyaka engu-10 ngemva kuka-1999 futhi iholo laso lalicishe lilingane neholo elincane, singathola cishe u-R$ 6 000 ngenxa yokulungiswa kwe-FGTS. Ngakolunye uhlangothi, kulabo ababevame ukushintsha imisebenzi, ukubuyekezwa kungase kungabi nenzuzo kangako.
