Izikhangiso
Uphelelwe umsebenzi futhi udidekile mayelana nenhlawulo engu-40% ye-FGTS? Ake sihlaziye yonke imininingwane lapha.
Isikhwama Sesiqinisekiso Sesikhathi Senkonzo (FGTS) siqinisekisa ukuthi, lapho inkampani ikuxosha ngaphandle kwesizathu esisemthethweni ngaphansi kwenkontileka yomsebenzi elawulwa yi-Consolidation of Labor Laws (CLT), uthola inhlawulo engu-40% yenani eliqoqiwe.
Naphezu kwalokho, abasebenzi abaningi banemibuzo mayelana nokuthi lesi sinxephezelo sisebenza kanjani empeleni. Le nhlawulo isebenza njengesinxephezelo sesikhathi sakho senkonzo, futhi kulesi simo uzothola u-40% wesamba esifakwe ku-akhawunti yakho ye-FGTS.
Funda futhi: Ukukhipha imali ye-Bolsa Família ngaphandle kwemibhalo kushaqisa abantu baseBrazil
Inhloso yenhlawulo yokunqanyulwa kwenkontileka ukwakhela umsebenzi isinqolobane sezimali, imsize ngesikhathi esuka komunye umsebenzi aye komunye futhi iqinisekise izidingo zakhe eziyisisekelo ngesikhathi sokungasebenzi.
Kodwa-ke, uyinq acumulata kanjani ibhalansi ye-FGTS?
Noma nini lapho umqashi esayina ikhadi lakho lomsebenzi, i-Caixa Econômica Federal ikuvulela i-akhawunti entsha ye-FGTS. Kusukela lapho, umqashi unesibopho sokufaka u-8% womholo wakho njalo ngenyanga.
Lezi mali ziyimpoqo futhi azikwazi ukudonswa emholweni wakho. Ngokuhamba kwesikhathi, le mali iyaqoqeka, futhi ukuxoshwa ngaphandle kwesizathu esizwakalayo kungenye yezimo lapho ungakwazi ukukhipha khona imali. Ngaphezu kwalokho, i-Caixa yenza ukulungiswa kwenani lemali esele isebenzisa i-Taxa Referencial (TR).
Futhi kwenzeka kanjani ukuthi inhlawulo idluliselwe kumsebenzi?
Ngesikhathi senqubo yokunqanyulwa kwenkontileka, umqashi ukhipha inhlawulo yokunqanyulwa ye-FGTS kanye nemali esele eqoqiwe. Ngakho-ke, inkokhelo yenziwa ngokwehlukana nemali esele ye-FGTS eqoqwe ngumsebenzi.
Umqashi kufanele akhokhe inhlawulo yokunqanyulwa kanye nezinye izinkokhelo zezibopho zabasebenzi, njengamahora engeziwe, umshwalense wokungasebenzi kanye nekhefu elilinganiselwa esikhathini esisebenzile.
Funda futhi: Ukuhlelwa kabusha kwe-Bolsa Família? Qonda izinguquko nge-MP yamanje
Ngemva kokunqanyulwa, inkampani kufanele futhi ikhiphe futhi inikeze umsebenzi ifomu le-FGTS. Lo mbhalo uqinisekisa amanani aqoqwe ngesikhathi senkontileka yomsebenzi. Ekugcineni, umqashi kufanele afake inhlawulo yokunqanyulwa engu-40% yemali esele ye-FGTS ku-akhawunti yomsebenzi zingakapheli izinsuku zokusebenza eziyi-10 kusukela osukwini lokunqanyulwa.