Izikhangiso
I-Itaú Unibanco idonsa kakhulu emakethe yezindlu nezakhiwo ngendali yayo yakamuva yezakhiwo. Njengoba izintengo zokuqala zingu-R$ 20.610, lo mcimbi uthembisa amathuba angenakuphuthelwa kulabo abafuna ukuthenga izakhiwo ngamanani angaphansi kwalawo emakethe. Indali ye-Itaú ayilona nje ithuba lokwenza isivumelwano esihle, kodwa futhi iyindlela yokuthola izinhlobo eziningi zezakhiwo, kusukela kwezezindawo zokuhlala kuya kwezentengiselwano, ezisabalele ezifundeni ezahlukene zezwe. Lokhu kwehlukahlukana kuqinisekisa ukuthi abathengi abanezidingo nezintandokazi ezahlukene bangathola okuthile okuhambisana nokulindelwe yibo.
Ngaphezu kwamanani akhangayo, indali ye-Itaú igqama ngezimo ezivumayo ezinikezayo. Abanentshisekelo bangasebenzisa izinsiza ezifana nokuxhaswa ngemali, kanye nezaphulelo ezinkulu ezinkokhelweni ezenziwa ngokheshi. Lokhu kwenza indali ibe yindlela enhle kakhulu hhayi kuphela kulabo abafuna ikhaya, kodwa futhi nakubatshalizimali bezindlu nezakhiwo abafisa ukukhulisa iphothifoliyo yabo. Ngedumela nokwethembeka kwe-Itaú Unibanco, ababambiqhaza bendali bangalindela inqubo esobala nephephile, eqinisekisa isipiliyoni esihle sokuthenga.
Bona Okuningi: Uhlelo olusha lokukhokha izikweletu. Bheka
Ungabamba kanjani iqhaza endalini yezindlu nomhlaba yakwa-Itaú?
Ukubamba iqhaza endalini yezindlu nomhlaba yakwa-Itaú kuyinqubo elula nefinyeleleka kalula. Abanentshisekelo kufanele baqale bavakashele iwebhusayithi esemthethweni ye indali ukuze bahlole uhlu lwezindlu nomhlaba olutholakalayo. Isakhiwo ngasinye sinencazelo enemininingwane, ehlanganisa indawo, izici kanye nenani lokuqala lokubhida. Kubalulekile ukuhlaziya lolu lwazi ngokucophelela futhi ucabangele zonke izici ngaphambi kokwenza ibhidi.
Ukuze wenze ibhidi, kuyadingeka ukubhalisa kusengaphambili kuwebhusayithi, unikeze imininingwane yomuntu siqu futhi ulandele imiyalelo ethile yokubamba iqhaza. Kuyanconywa futhi ukunaka izinsuku nezikhathi zendali, njengoba isakhiwo ngasinye sinesikhathi esinqunyiwe sokwamukela amabhidi. Ngaphezu kwalokho, kufanelekile ukuhlola izindlela zokukhokha ezamukelwayo futhi uqonde ngokuphelele imigomo nemibandela yendali ukuze ugweme izimanga phakathi nenqubo yokuthenga.
Izinzuzo zokuthenga izindlu nomhlaba ezindalini
Ukuthenga izakhiwo ezindalini, ikakhulukazi emicimbini ehlelwa izikhungo ezihlonishwayo njenge-Itaú Unibanco, kunikeza izinzuzo eziningi. Inzuzo yokuqala nesobala kakhulu yithuba lokuthenga izakhiwo ngamanani angaphansi kwenani lazo lemakethe, okuyithuba elihle kakhulu lokonga noma lokutshala imali elinamandla amakhulu okuthola inzuzo. Ngaphezu kwalokho, inqubo yokuthenga endalini ivamise ukuba esheshayo neqondile, okwenza abathengi bathathe izintambo zezakhiwo zabo ezintsha ngesikhathi esifushane.
Elinye iphuzu elihle wukucaca nokuphepha okunikezwa yizindali ezihlelwa ngamabhange amakhulu. Njengoba lonke ulwazi nemibandela kubekwe ngokucacile, abathengi bangathatha izinqumo ezinolwazi futhi bazizwe bephephile mayelana nobuqotho bomsebenzi. Ngaphezu kwalokho, izinhlobonhlobo zezakhiwo ezitholakala ezindalini zisho ukuthi abathengi bazo zonke izinhlobo bangathola okuthile okuhlangabezana nezidingo zabo, kungaba okokuhlala bona noma okokutshala imali.
Indali yezakhiwo i-Itaú Unibanco iyithuba okufanele lihlolisiswe. Ngamanani okuqala akhangayo, izinhlobonhlobo zezakhiwo ezitholakalayo kanye nemibandela emihle yokuthenga, abanentshisekelo banethuba eliyingqayizivele lokuthola izakhiwo ngendlela enenzuzo. Zilungiselele, yenza ucwaningo lwakho futhi ulungele ukwenza amabhidi akho.