Izikhangiso
Ngokocwaningo lwakamuva olwenziwe yiOnze, inkampani ye-fintech egxile ekuphathweni kwezimali nasezinhlelweni zomhlalaphansi ezizimele zezinkampani, cishe u-50% wabasebenzi baseBrazil babheka ukunikezwa kohlelo lokuphathwa kwezimali njengento ebalulekile phakathi kwezinzuzo ezihlinzekwa yizinkampani lapho bemukela isiphakamiso somsebenzi.
Imininingwane yocwaningo ngezinzuzo zezinkampani
Ucwaningo olunesihloko esithi “Radar da Saúde Financeira“, belufuna ukuqonda umbono wochwepheshe Bezabasebenzi nabasebenzi mayelana nokubaluleka kwezinhlelo zokuphathwa kwezimali njengenzuzo yenkampani. IOnze yaxoxisana nochwepheshe Bezabasebenzi abangu-3.671 kanye nabasebenzi abangu-3.485 kulo lonke elaseBrazil.
Ucwaningo lubonise ukuthi ukuzibophezela ezinkampanini ezinikeza izinzuzo zezinkampani kuphezulu uma kuqhathaniswa nalezo ezingazinikezi. Isibonelo yimpesheni yangasese, lapho u-81% wabasebenzi balezi zinkampani beveze ukuthi bazizwa benelisekile. Ngokuphambene nalokho, u-13% bathi abanelisekile futhi u-6% bahlala bengathathi hlangothi.
Ochwepheshe bazimisele ukushintsha imisebenzi befuna izinzuzo zezimali
Lapho bebuzwa ngokunikezwa kwezinzuzo zezimali zezinkampani, u-78% wabaphendulile bathi bazimisele ukushintshela enkampanini ebikhathalela kakhulu ezabo impilo yezezimali.
Ngaphezu kwalokho, u-87% bathe izinkampani zabo azizange zisanda kwenza noma yiluphi ucwaningo lwezintandokazi zezinzuzo zezinkampani.
Intshisekelo enkulu ezinhlelweni eziphelele zokuphathwa kwezimali
Ngokocwaningo, cishe u-48% wabasebenzi unentshisekelo enkulu ohlelweni oluphelele lokuphathwa kwezimali olunikezwa izinkampani. Khonamanjalo, u-28,3% bakhetha impesheni yangasese kanti u-20,17% babeka inani elikhulu empilweni yezezimali.
Ukucatshangelwa kokugcina nokulindelwe esikhathini esizayo
Yize u-90% wochwepheshe bezabasebenzi bebheka ukufakwa kwezinzuzo zezimali njengento ebalulekile ekunakekeleni isisebenzi, zingama-9% kuphela zalezi zinkampani ezihlela ukuzamukela kuze kube ngu-2024.
URanses Bonora, umqondisi wezohwebo weOnze, uthi ukukhethwa kwezinzuzo zezinkampani ngamabhizinisi kudinga ukubheka izinzuzo zezimali ezinikezwa kakhulu nezifiswa kakhulu emakethe yamanje.
Isithombe: Ukusabalalisa
