Izibhengezo
ICaixa Econômica Federal ibonelela ngetyala kubantu ngabanye nakwii-MEI ngesicelo sayo iCaixa Tem, esasungulwa ngo-2020. Eyona njongo iphambili yesi sicelo yayikukuququzelela ukuhlawulwa koNcedo oluNgxamisekileyo lukarhulumente kwiintsapho ezichatshazelwe ngubhubhani we-covid-19.
Ekuqaleni, iziko lezemali lasungula esi sicelo lisabela kwingxaki yezempilo ebangelwe yicoronavirus. Kamva, urhulumente waqalisa ukusebenzisa esi sicelo ukwenza iintlawulo zeenkqubo ezahlukeneyo zentlalo, ezifana neBolsa Família. Ibhanki ikwasebenzisa eli qonga ukuxhamlisa abasebenzi ngePIS.
Nangona abantu abaninzi baseBrazil besisebenzisa esi sicelo, abaninzi abazi ukuba iCaixa Tem inikezela nangezinye izibonelelo ezininzi ezongezelelweyo. Ii-Microempreendedores Individuais (MEIs) zinokufumana malunga ne-R$ 3 amawaka ngomgca wetyala.
Ngoko ke, kubalulekile ukugxininisa ukuba iCaixa ikwabonelela ngeemali-mboleko kubantu ngabanye, nkqu nakwabo basematyaleni ngoku. Ngesicelo iCaixa Tem, aba bantu banokucela baze bakhuphe ityala ngokuthe ngqo.
I-R$ 3 amawaka kwiCaixa Tem
Ukufumana ikhredithi yeCaixa, i-MEI kufuneka iye ngokobuqu kwisebe lebhanki. Izinga lenzala elinxulumene nentengiselwano ekuqaleni li-1,99% ngenyanga. Ukongeza, umboleki-mali unokuhlawula ikhredithi ukuya kutsho kwizavenge ezingama-24.
Funda kwakhona: Inzuzo eKhethekileyo Iya Kufikelela kwiintsapho ezingama-20 amawaka; Jonga ukuba uyafaneleka na
Ngenxa yoko, usomashishini omncinci ozimeleyo kufuneka alandele imigaqo ethile ukuze afumane imali-mboleko yeCaixa. Kufuneka abe enomsebenzi we-MEI ubuncinane iinyanga ezili-12 kwaye aqinisekise lo msebenzi ngokukhupha ii-invoyisi.
Kule meko, i-MEI kufuneka ibe nengeniso yonyaka ephezulu engadluliyo kwi-R$ 81 lamawaka. I-MEI ayinakuba liqabane okanye ibe ngumnini wenye inkampani. Ngoko ke, kubalulekile ukukhumbula ukuba usomashishini omncinci unokuba nomsebenzi omnye kuphela, ofumana umvuzo omncinci wenyanga okanye umvuzo osisiseko wodidi lomsebenzi.
Ikhredithi yomntu ngamnye
Ngamafutshane, abantu ngabanye nabo banokucela imali-mboleko yeCaixa Econômica Federal besekhaya, besebenzisa kuphela usetyenziso lweCaixa Tem. Kubalulekile ukukhankanya ukuba le app iyafumaneka kwizixhobo eziphathwayo ze-Android nakwi-iOS.
Kubantu abaziintloko, iCaixa Econômica ibonelela ngeemali-mboleko ezinenzala enxulumene nentengiselwano eqala kwi-1,95% ngenyanga. Nangona kunjalo, ummi angayihlawula le khredithi ayinikiweyo ngezavenge ezingama-24. Noko ke, kufuneka kuthathelwe ingqalelo ukuba lowo ubolekayo akanakuba namatyala angaphezu kwe-R$ 3 amawaka.
Enye inkalo ekufuneka iqwalaselwe kukuba lowo ufumene ikhredithi kwiCaixa uya kuhlawula izavenge ngokuzenzekelayo kusetyenziswa usetyenziso lweCaixa Tem. Ngenxa yoko, kubalulekile ukuba ummi abe nemali eyaneleyo kwiakhawunti yakhe yebhanki ngomhla wokuhlawulwa kwezavenge ezinxulumene noko.
Funda kwakhona: Jonga ukuba wamkelwe na kwi-Bolsa Família 2023. Funda indlela yokubuza.
Intlawulo ye-R$1 lamawaka kwiCaixa Tem
Inkqubo yezentlalo iBolsa Família iye yatshintshwa kaninzi emva kokuthatha kukaLuiz Inácio Lula da Silva (PT) isikhundla. Kule mihla, abaxhamli bafumana malunga ne-R$ 600 ngenyanga. Eyona njongo iphambili karhulumente kukubonelela nge-R$ 142 kwilungu ngalinye losapho.
Ukongeza kwezi mali, urhulumente uya kunika imali eyongezelelweyo eyi-R$ 150 kwiintsapho ezinabantwana abaneminyaka ukuya kutsho kwisithandathu. Urhulumente uya kuhlawula kwakhona i-R$ 50 kubantwana nakulutsha oluneminyaka esi-7 ukuya kwi-18 nakwabasetyhini abakhulelweyo. Kubalulekile ukuqwalasela ukuba ezi bhonasi ziyadityaniswa.
Okokugqibela, iintsapho ezinamalungu angaphezu kwelinye zinokufumana ukuya kuthi ga kwi-R$ 1 lamawaka ngenyanga kurhulumente womanyano. Zinokuyifumana le mali ngenkqubo iCaixa Tem. Ukuze zibe nelungelo kwezi zibonelelo, kufuneka zihlangabezane nemigaqo ethile, njengokugcina iinkcukacha zazo zihlaziyiwe kwiCadastro Único (CadÚnico).
