Izibhengezo
Ngalo Lwesibini (26), iBhodi yoLawulo yeNgxowa-mali yesiQinisekiso seXesha leNkonzo (FGTS) yamkele ukusetyenziswa kwe-FGTS Yexesha elizayo ziintsapho ezinengeniso ephantsi ezinqwenela ukuthenga indlu yazo. Ngale ndlela, le ndlela iza kunceda umsebenzi onesivumelwano esisemthethweni ukuba andise amandla engeniso yentsapho yakhe xa exhasa ngemali ukuthengwa kwendlu.
Ngoko ke, umntu okhetha ukusebenzisa i-FGTS Yexesha elizayo kuya kufuneka atyikitye izivumelwano ezibini, esinye sibe kwifomathi yesiqhelo yokuxhasa ngemali izindlu, esinye sibe nenxalenye ye-FGTS awayeza kuyifumana. Ukupapashwa kwesisombululo kuza kwenzeka kule veki kwiGazethi esemthethweni yoManyano, kuziswe iinkcukacha ezithe vetshe ngale ndlela.
Izibhengezo
Ngubani oza kukwazi ukusebenzisa i-FGTS Yexesha elizayo ekuthengeni indlu yakhe
Ngoko ke, i-FGTS Yexesha elizayo yokuthenga indlu yakho inokusetyenziswa ziintsapho ezikwisiGaba soku-1 senkqubo iMinha Casa, Minha Vida, ezinomvuzo wenyanga ofikelela kwi-R$ 2.640. Ngale ndlela, ukuba usapho lunomvuzo wenyanga oyi-R$ 2 amawaka, umzekelo, inkxaso-mali yendlu iza kwenzeka ngolu hlobo:
- Inkxaso-mali yebhanki: R$ 100 lamawaka;
- Ukongezwa kwe-R$ 10 lamawaka kwi-FGTS Futuro – intlawulo ukuya kutsho kwiminyaka eli-10;
- Inzuzo eyongezelelweyo ye-FGTS: 3 lamawaka;
- Ixabiso lendlu: R$ 140 lamawaka.
NgokweSebe leZixeko, malunga neentsapho ezingama-43 lamawaka ziya kukwazi ukufikelela ekuthengeni izindlu nge-FGTS Futuro.
Kuthekani ukuba ndigxothwe emsebenzini?
Ngenxa yoko, kwimeko yokugxothwa emsebenzini ngaphandle kwesizathu esivakalayo, umsebenzi akayi kukwazi ukurhoxisa i-FGTS Futuro ebekelwe inkxaso-mali yendlu. Nangona kunjalo, uya kukwazi ukukhupha isohlwayo sokupheliswa komsebenzi esingama-40%. Ukongeza, umsebenzi uya kukwazi ukuxoxisana ne-CAIXA Econômica Federal ngendlela yokuhlawula.
Ngaphezu koko, kwimeko yokungaqeshwa, unokucela ukumiswa kwentlawulo yezavenge ukuya kutsho kwiinyanga ezintandathu. Okokugqibela, kubalulekile ukukhumbula ukuba kunokwenzeka kwakhona ukusebenzisa i-FGTS ukwenza intlawulo yokuqala yenkxaso-mali yezindlu.
Umfanekiso: Joédson Alves / Agência Brasil
