Izibhengezo
I-Saque-Aniversário ye-FGTS, indlela eyasungulwa ngo-2019, ivumela abasebenzi ukuba bakhuphe isixa kwi-Fundo de Garantia por Tempo de Serviço (FGTS) minyaka le, ngenyanga yabo yokuzalwa. Ngo-2024, elona xabiso liphezulu lokutsalwa yi-R$ 6 lamawaka.
Isebenza njani i-Saque-Aniversário
- Ukubhalisa: Ukuze ufikelele kwi-Saque-Aniversário, kufuneka ubhalise kule ndlela kwi app ye-FGTS okanye kumasebe eCaixa Econômica Federal.
- Ixesha lokulinda: Emva kokubhalisa, kukho ixesha lokulinda leenyanga ezingama-24 ngaphambi kokuba kutsalwe isixa okokuqala.
- Ukubalwa kwexabiso: Ixabiso elinokutsalwa liyahluka ngokwemali ese-FGTS kwaye lilandela itheyibhile eyehlayo.
- Umhla wokutsalwa: Ukutsalwa kunokwenziwa ngenyanga yokuzalwa komsebenzi, ukuqala ngomhla woku-1.
Ukucwangcisa kubalulekile
- Impembelelo kwibhalansi: I-Saque-Aniversário yindlela yokutsala imali kwangaphambili, nto leyo ethetha ukuba umsebenzi uyancama ukufumana uhlengahlengiso lwexabiso lemali kunye nenzala kwixabiso elitsaliweyo;
- Isohlwayo sama-40% xa ugxothiwe: Xa umsebenzi egxothwe ngaphandle kwesizathu esisemthethweni, umntu okhethe i-Saque-Aniversário akanalungelo kwisoohlwayo sama-40% kwimali ese-FGTS;
- Vavanya iimfuno zakho: Ngaphambi kokukhetha i-Saque-Aniversário, kubalulekile ukuvavanya iimfuno zakho zemali nokucwangcisa ukusetyenziswa kwemali.
I-Caixa Econômica Federal ibonelela nge simulator ekuvumela ukubala imali enokurhoxiswa ngokwemali ese-FGTS nangomhla wokukhetha le ndlela.
Izibhengezo
Ezinye iindlela zokurhoxisa imali kwi-FGTS
- Ukugxothwa emsebenzini ngaphandle kwesizathu esivakalayo: Kwimeko yokugxothwa emsebenzini ngaphandle kwesizathu esivakalayo, umsebenzi unelungelo lokurhoxisa yonke imali ese-FGTS;
- Ukuthenga indlu yakho: I-FGTS ingasetyenziswa ukuxhasa ngemali ukuthengwa kwendlu yakho;
- Ukurhoxiswa kwemali ngenxa yentlekele: Kwiimeko zentlekele yoluntu, njengeentlekele zendalo, umsebenzi unokurhoxisa ukuya kutsho ku-R 6.220,00 kwi-FGTS.
Kubalulekile
- Funda ngenyameko imithetho ye-Saque-Aniversário ngaphambi kokukhetha le ndlela;
- Qwalasela iimpembelelo kwisicwangciso sakho semali sexesha elide;
- Xa unamathandabuzo, dibana nengcali ekhethekileyo.
I-Saque-Aniversário ye-FGTS inokuba lukhetho kwabo bafuna imali eyongezelelweyo, kodwa kubalulekile ukuba nenyameko nokucwangcisa ngaphambi kokukhetha le ndlela.
Umfanekiso: Ukuveliswa kwakhona kwi-Intanethi