Izibhengezo
Ngamaxesha obunzima kwezemali, abantu abaninzi bakhangela ezinye iindlela zokunciphisa uhlahlo-lwabiwo mali. Enye inketho evelayo yimali-mboleko esebenzisa i-FGTS (Fundo de Garantia do Tempo de Serviço) njengesiqinisekiso. Kodwa ngaba le ndlela iluncedo ngokwenene? Makhe sihlolisise iinzuzo nezinto ezingeloncedo ukuze sikuncede wenze isigqibo esinolwazi.
I-FGTS, eqokelelwe ngexesha lobomi bomsebenzi, inokuba lusindiso ngamaxesha anzima. Ngenxa yoko, uhlobo lwemali-mboleko olusebenzisa i-FGTS njengesiqinisekiso lubalasele ngokubonelela ngenzala ephantsi xa kuthelekiswa nezinye iindlela zetyala. Oku kwenzeka kuba umngcipheko kwiziko lezemali mncinane, kuba ibhalansi ye-FGTS yomsebenzi isebenza njengesiqinisekiso sokuhlawulwa kwemali-mboleko.
Izibhengezo
Jonga Okungakumbi: Ikhalenda yeentlawulo ze-INSS. Yijonge
Isebenza njani imali-mboleko ene-FGTS?
Ukuze ufikelele kolu hlobo lwetyala, inyathelo lokuqala kukuvuma i sacthulo sosuku lokuzalwa ye-FGTS. Olu khetho lukuvumela ukuba ukhuphe inxalenye yemali ese-FGTS minyaka le, ngenyanga yosuku lwakho lokuzalwa. Nangona kunjalo, kubalulekile ukuqonda ukuba, ngokukhetha ukurhoxiswa ngomhla wokuzalwa, ulahlekelwa lilungelo lokurhoxiswa xa kupheliswa umsebenzi, okukukukhupha yonke imali kwingxowa-mali xa ugxothiwe ngaphandle kwesizathu esivakalayo.
Iingqwalasela ezibalulekileyo
Ngaphambi kokuba wenze isigqibo, kubalulekile ukuqwalasela iingongoma ezithile. Okokuqala, vavanya imfuno yakho yokwenene yetyala nokuba ezinye iindlela zingakulungela ngakumbi na. Ngale ndlela, khumbula ukuba xa usebenzisa i-FGTS njengesiqinisekiso, uya kube ubophelela isibonelelo esinokuba luncedo kwezinye iimeko, njengokuthenga ikhaya lakho okanye kwimeko kaxakeka emva kokuphulukana nomsebenzi.
Imali-mboleko esebenzisa i-FGTS inokuba lukhetho oluhle kwabo bafuna inzala ephantsi nabaneqinisekiso lokuba abayi kuyidinga le ngxowa-mali kwezinye iinjongo kwixesha elifutshane. Nangona kunjalo, kubalulekile ukuhlalutya ngononophelo imeko yakho yezemali nokuqwalasela zonke ezinye iindlela ezikhoyo ngaphambi kokwenza isigqibo.
