Izibhengezo
Ngaba ubusazi ukuba unokuba nelungelo lokurhola ukuya kuthi ga kwi-R$2.900,00 kwiCaixa Econômica Federal? Le mali iyinxalenye yokurhola ngomhla wokuzalwa kwi-FGTS, lithuba elingenakuphoswa ngabantu abaninzi baseBrazil. Okokuqala, kubalulekile ukwazi ukuba esi sibonelelo siyafumaneka kubantu ababhiyozela usuku lwabo lokuzalwa kuloo nyanga. Ukuba usuku lwakho lokuzalwa lungoDisemba, umzekelo, unokucela ukurhola kude kube sekupheleni kwale nyanga.
Inkqubo ilula, kufuneka uvule kuphela ukhetho lokurhola ngomhla wokuzalwa kwi-app ye-FGTS, efumaneka kuzo zombini i-Android ne-iOS. Kodwa khumbula, ngokukhetha le ndlela, uyalahla ilungelo lokurhola yonke imali ye-FGTS xa ugxothwa ngaphandle kwesizathu esivakalayo. Ngoko ke, sisigqibo esifuna ukucingisiswa.
Izibhengezo
Jonga Okungakumbi: IBhanki Embindi ibhengeza iimali ekufuneka zifunyenwe. Confira
Ngubani onelungelo lokurhola okunikezelwa yiCaixa?
Ukuze ube nelungelo lokutsalwa, kufuneka ube ngumsebenzi onemali eseFGTS. Isixa onokusitsala siyahluka ngokwemali eseakhawuntini yakho. Umzekelo, kwiimali ezifikelela kwi-R$ 500, unokutsala ukuya kuthi ga kwi-50% yesixa. Nangona kunjalo, kwiimali ezingaphezulu kwe-R$ 20.000,01, umlinganiselo ngu-5%, kunye nesixa esongezelelweyo se-R$ 2.900. Ngoko ke, okukhona imali eseakhawuntini inkulu, kokukhona ipesenti onokuyikhupha incipha, kodwa isixa esipheleleyo esikhoyo siba sikhulu.
Sibalwa njani isixa sokutsalwa?
Ukubalwa kwesixa sokutsalwa kuxhomekeke ngokuthe ngqo kwimali eseakhawuntini yakho ye FGTS. I-Caixa Econômica Federal imisele izigaba zeemali ezinemilinganiselo ethile. Umzekelo, kwimali ephakathi kwe-R$ 500,01 ne-R$ 1.000, umlinganiselo ngu-40%, kunye nesixa esongezelelweyo se-R$ 50. Njengoko imali isanda, umlinganiselo uyancipha, kodwa isixa esongezelelweyo siyanda, nto leyo eyandisa isixa onokusifumana. Lithuba elihle kakhulu lokufikelela kwinxalenye ye-FGTS yakho uze usebenzise le mali ngendlela oyibona ifanelekile.
Ngamafutshane, ukurhoxiswa kwemali ye-FGTS ngosuku lokuzalwa lukhetho olunenzuzo kubasebenzi abaninzi. Ukuba lusuku lwakho lokuzalwa kule nyanga kwaye unebhalansi kwi-FGTS, ungaphoswa lithuba lokujonga ukuba unelungelo na kwesi sibonelelo. Khumbula, ixesha lokufaka isicelo liphela ekupheleni kwenyanga yakho yokuzalwa.