Izibhengezo
Ukusetyenziswa kwe-app yeCaixa Tem ekuqaleni kwakunenjongo yokuququzelela iintlawulo zesibonelelo esingxamisekileyo sakudala. Esi sibonelelo sadalwa ngexesha lobhubhani we-COVID-19 ngenjongo yokunceda iintsapho ezikwimeko esesichengeni. Nangona kunjalo, kutshanje le app iye yadlula kwinkqubo “yokubandakanywa kwiinkonzo zebhanki”, idibanisa imisebenzi emitsha eyahlukeneyo, ukongeza ekwenzeni iintlawulo zezinye izibonelelo.
Enye yezinto ezintsha ezibhengezwe yiCaixa Econômica Federal kukuba abasebenzisi banokucela ikhadi letyala ngaphandle kokuhlawula umrhumo wonyaka nge-app. Ukongeza, kunokwenzeka nokufumana imali-mboleko nge-app yeCaixa Tem (iOS, Android).
Ikhadi letyala leCaixa Tem
Ikhadi lingacelwa ngokupheleleyo ngedijithali kwaye livumela abathengi ukuba bathenge baze bahlawule ngoko nangoko okanye ngezavenge, ngaphandle kwesidingo sokuhlawula umrhumo wonyaka.
Kwimeko yokuthenga ngemali esandleni, umsebenzisi unexesha elifikelela kwiintsuku ezingama-40 ngaphandle kwenzala lokwenza intlawulo. Ngokuthenga ngezavenge, iintlawulo zinokwenziwa ngenzala okanye ngaphandle kwayo, kuxhomekeke kwiimeko ezibonelelwa liziko lorhwebo.
Ngaphambi kokuba ikhadi likhutshwe, ibhanki yenza uhlalutyo isebenzisa iinkcukacha zetyala, idatha kawonke-wonke kunye nedatha yangaphakathi. Le nkqubo ivelisa amanqaku angaphakathi amisela ukuba ikhadi liya kuvunywa okanye hayi kumthengi.
Ungalicela njani ikhadi letyala? Inyathelo ngenyathelo
- Fikelela kwimenyu yesicelo Caixa Tem;
- Cofa ku-“Ikhadi letyala”;
- Emva koko, cofa ku-“Ndifuna ikhadi lam”;
- Qinisekisa iinkcukacha zakho zobuqu;
- Funda uze wamkele imigaqo nemiqathango;
- Yenza igama eliyimfihlo lekhadi lakho.
Imali-mboleko yeCaixa Tem – isebenza njani?
Imali-mboleko, eyaziwa ngokuba yiNkqubo yokuLula iMicrocredit yeDijithali koosomashishini (SIM Digital), iyafumaneka nangesicelo. Le nkonzo ijoliswe koosomashishini abangekho sikweni (uMntu) nakooSomashishini abaNcinci abaZimeleyo (MEI).
Ngale ndlela, imali-mboleko ivumela ukuhlawulwa kweendleko zababoneleli, imivuzo yabancedisi/abasebenzi, amatyala amanzi, ombane nerente, ukuthengwa kwezinto ezisetyenziswa ekwenzeni iimveliso kunye neempahla ezithengiswa kwakhona, phakathi kwezinye.
Oosomashishini abangamaqumrhu asemthethweni (PJ) banokucela imali-mboleko efikelela kwi-R$3.000, ihlawulwe ngezavenge kwiinyanga ezili-18 ukuya kwezingama-24 kunye nenzala eqala kwi-1,99% ngenyanga. Kwelinye icala, oosomashishini abangabantu ngabanye (PF) banokucela imali-mboleko efikelela kwi-R$1.000, enenzala ephakathi kwe-2,99% ne-3,60% ngenyanga. Kule meko, abathengi nabo banokuhlawula ngezavenge kwiinyanga ezili-18 ukuya kwezingama-24.
Isicelo semali-mboleko sabantu ngabanye sinokwenziwa ngokupheleleyo ngedijithali, kusetyenziswa i-app yeCaixa Tem. Kwii-MEI, kuyimfuneko ukwenza isicelo ngqo kumasebe eCaixa Econômica Federal.
