Izibhengezo
Kutshanje, iZiko leSizwe loKhuseleko lweNtlalo (INSS) libhengeze uhlaziyo oluye lwabangela iinkxalabo phakathi kwabaxhamli balo. Utshintsho luchaphazela umda wokutsalwa kwemali emvuzweni, oko kukuthi, ipesenti yengeniso enokusetyenziswa kwimali-mboleko ehlawulwa ngokutsalwa emvuzweni. Ngaphambili, abaxhamli babenokusebenzisa ukuya kuthi ga kuma-35% engeniso yabo kwezi mboleko, kodwa ngoku lo mda uncitshisiwe.
Inkxalabo ibonakala ngokucacileyo phakathi kwabathathe umhlala-phantsi nabafumana ipenshini, abasoloko bebhenela kwimali-mboleko ehlawulwa ngokutsalwa emvuzweni ukuze bahlawule iindleko ezibalulekileyo. Ngokuncitshiswa komda, abaninzi banokuzifumana bekwiimeko ezixinene ngokwezemali, benofikelelo oluncinci kwityala ngamaxesha esidingo. Ukongeza, olu tshintsho lunokuchaphazela abo sele benemali-mboleko esebenzayo, kuba kungafuneka kwenziwe uhlengahlengiso kwizivumelwano ezikhoyo, nto leyo enokukhokelela kuphononongo olunokwenzeka lweemeko zentlawulo.
Jonga Okungakumbi: Iqala nini iVoa Brasil?
Iimpembelelo zokuncitshiswa komda wokutsalwa kwemali emvuzweni yi-INSS
Ukuncitshiswa komda wokutsalwa kwemali emvuzweni yi-INSS akuchaphazeli kuphela amandla okuthatha imali-mboleko emitsha mboleko. Isenokukhokelela ekwandeni kokufuna ezinye iindlela zetyala ezinamazinga enzala aphezulu, nto leyo ebeka abaxhamli kwimeko yezemali ebuthathaka ngakumbi. Ukongeza koko, olu tshintsho lunokubangela ukubhideka nokungaqiniseki, ngakumbi kwabo sele becwangcise izibophelelo zemali ngokusekelwe kumda wangaphambili.
Kubalulekile ukuba abaxhamli be-INSS bahlale benolwazi ngolu tshintsho kwaye bafune iingcebiso ezifanelekileyo kwezemali ukuze bahlengahlengise izicwangciso nohlahlo-lwabiwo mali lwabo. Ukuziqonda ngokupheleleyo iimpembelelo zolu hlaziyo kunokunceda ukunciphisa iimpembelelo ezingalunganga nokuqinisekisa ulawulo lwezemali olukhuselekileyo nolusebenzayo ngakumbi.
Amaqhinga okujongana nomda omtsha wokutsalwa kwemali emvuzweni
Xa bejongene nale nyani entsha, kubalulekile ukuba abaxhamli be-INSS basebenzise amaqhinga okujongana nokuncipha komda wemali-mboleko ebanjwayo. Oku kungabandakanya ukuphonononga nokulungelelanisa uhlahlo-lwabiwo mali losapho, ukufuna ezinye iindlela zengeniso eyongezelelweyo okanye ukudibana neengcali zezemali ukuze kuhlengahlengiswe amatyala akhoyo. Ukongeza koko, kubalulekile ukuphonononga zonke iinketho zetyala ezikhoyo, kuqwalaselwa ngononophelo inzala kunye neemeko zentlawulo.
Ukuhlala unolwazi ngemigaqo-nkqubo ye-INSS kunye notshintsho kwimarike yezemali nako kubalulekile. Oku kwenza ukuba abaxhamli benze izigqibo ezinolwazi ngakumbi kwaye bazilungiselele ngcono imiceli-mngeni yezemali enokuthi ivele. Ngokucwangcisa nangokufumana isikhokelo esifanelekileyo, kunokwenzeka ukujongana nolu tshintsho ngendlela ekhuselekileyo nezinzileyo.
