Izibhengezo
Ngokophando lwakutshanje olwenziwe nguOnze, if fintech egxile kulawulo lwezemali nakwimali yomhlalaphantsi yabucala yeenkampani, malunga nama-50% abasebenzi baseBrazil bajonga ukunikezelwa kwenkqubo yolawulo lwezemali njengento ebalulekileyo phakathi kweenzuzo ezibonelelwa ziinkampani xa besamkela isithembiso somsebenzi.
Iinkcukacha zophando ngeenzuzo zabasebenzi beenkampani
Uphando olunesihloko esithi “Radar da Saúde Financeira“, belujolise ekuqondeni imbono yeengcali zeSebe lezaBasebenzi nabasebenzi ngokubaluleka kweenkqubo zolawulo lwezemali njengenzuzo yenkampani. UOnze wenze udliwano-ndlebe neengcali ezingama-3.671 kwezabasebenzi kunye nabasebenzi abangama-3.485 kulo lonke elaseBrazil.
Izibhengezo
Uphononongo lubonise ukuba ukukhetha iinkampani ezibonelela ngeenzuzo zabasebenzi beenkampani kuphezulu xa kuthelekiswa nezo zingazinikezeliyo. Umzekelo yimali yomhlalaphantsi yabucala, apho ama-81% abasebenzi bezi nkampani bathe baziva bonelisekile. Ngokwahlukileyo, i-13% bathi abonelisekanga kwaye i-6% bahlala bengathathi cala.
Iingcali zikulungele ukutshintsha umsebenzi zikhangela izibonelelo zemali
Xa bebuzwa malunga nokunikezelwa kwezibonelelo zemali zenkampani, ama-78% abaphenduli athi angakulungela ukutshintsha umsebenzi aye kwinkampani ebikhathalele ngakumbi impilo yabo yezemali.
Ukongeza, ama-87% athi iinkampani zawo azikhange zenze naluphi na uphando lwakutshanje malunga nezinto ezikhethwayo kwizibonelelo zenkampani.
Umdla omkhulu kwiinkqubo ezipheleleyo zolawulo lwezemali
Ngokophando, malunga nama-48% abasebenzi banomdla omkhulu kwinkqubo epheleleyo yolawulo lwezemali enikezelwa ziinkampani. Ngeli xesha, ama-28,3% akhetha umhlalaphantsi wabucala, kwaye ama-20,17% axabisa ngakumbi impilo yezemali.
Iingqwalasela zokugqibela kunye nolindelo lwexesha elizayo
Nangona ama-90% eengcali zezabasebenzi ethatha ukufakwa kwezibonelelo zemali njengento ephambili ekukhathaleleni umqeshwa, zi-9% kuphela kwezi nkampani eziceba ukuzamkela kude kube ngu-2024.
URanses Bonora, umlawuli wezorhwebo weOnze, uthi ukhetho lwezibonelelo zabasebenzi ziinkampani kufuneka luthathele ingqalelo izibonelelo zemali ezibonelelwa kakhulu nezinqwenelekayo kwimarike yangoku.
Umfanekiso: Divulgação
