Izibhengezo
Ngokophando lwakutshanje olwenziwe nguOnze, if fintech egxile kulawulo lwezemali nakwimali yomhlalaphantsi yabucala yeenkampani, malunga nama-50% abasebenzi baseBrazil bajonga ukunikezelwa kwenkqubo yolawulo lwezemali njengento ebalulekileyo phakathi kweenzuzo ezibonelelwa ziinkampani xa besamkela isithembiso somsebenzi.
Iinkcukacha zophando ngeenzuzo zabasebenzi beenkampani
Uphando olunesihloko esithi “Radar da Saúde Financeira“, belujolise ekuqondeni imbono yeengcali zeSebe lezaBasebenzi nabasebenzi ngokubaluleka kweenkqubo zolawulo lwezemali njengenzuzo yenkampani. UOnze wenze udliwano-ndlebe neengcali ezingama-3.671 kwezabasebenzi kunye nabasebenzi abangama-3.485 kulo lonke elaseBrazil.
Uphononongo lubonise ukuba ukukhetha iinkampani ezibonelela ngeenzuzo zabasebenzi beenkampani kuphezulu xa kuthelekiswa nezo zingazinikezeliyo. Umzekelo yimali yomhlalaphantsi yabucala, apho ama-81% abasebenzi bezi nkampani bathe baziva bonelisekile. Ngokwahlukileyo, i-13% bathi abonelisekanga kwaye i-6% bahlala bengathathi cala.
Iingcali zikulungele ukutshintsha imisebenzi zifuna izibonelelo zemali
Xa bebuzwa malunga nokubonelelwa kwezibonelelo zemali zenkampani, i-78% yabaphenduli bathi bangakulungela ukutshintsha umsebenzi baye kwinkampani ebikhathalele ngakumbi impilo yabo yezemali.
Ukongeza, i-87% ithe iinkampani zabo azikhange zenze naluphi na uphando lwakutshanje malunga nezinto abazikhethayo kwizibonelelo zenkampani.
Umdla omkhulu kwiinkqubo ezipheleleyo zolawulo lwezemali
Ngokophando, malunga ne-48% yabasebenzi banomdla omkhulu kwinkqubo epheleleyo yolawulo lwezemali enikezelwa ziinkampani. Ngeli xesha, i-28,3% ikhetha ipenshini yabucala kwaye i-20,17% ixabisa ngakumbi impilo yezemali.
Iingcamango zokugqibela kunye nezinto ezilindelweyo kwixesha elizayo
Nangona i-90% yeengcali zabasebenzi ithatha ukubandakanywa kwezibonelelo zemali njengento ephambili ekukhathaleleni umqeshwa, zi-9% kuphela kwezi nkampani eziceba ukuzamkela ngo-2024.
URanses Bonora, umlawuli wezorhwebo weOnze, uthi ukukhethwa kwezibonelelo zabasebenzi ziinkampani kufuneka kuthathele ingqalelo ezona zibonelelo zemali zinikezelwa nezinqwenelwayo kakhulu kwimarike yangoku.
Umfanekiso: Ukusasazwa
