Zviziviso
Parizvino, kune mamiriyoni evaBrazil vane mazita akanyorwa sevane zvikwereti zvisina kubhadharwa, uye nokudaro vanonetseka kuwana chikwereti. Pamusoro pazvose, chimwe chezvinokonzerwa nokuva nezita rakasvibiswa ndechokurambidzwa kukumbira zvikwereti nemamwe masevhisi. Zvakakosha kutaura kuti vaBrazil vakawanda vari mumamiriro ezvinhu aya. Nhau dzakanaka ndedzekuti mamwe masangano anopa mukana wekutora zvimwe zvikwereti kuvanhu ava.
Asi, mamiriro acho anowanzova asina kunaka zvakanyanya. Pamusoro pazvose, ibhengi rinenge richitora njodzi. Maererano nemafungiro emasangano, muBrazil ane zita rakasvibiswa haatorwi semunhu anobhadhara zvakanaka. Saka, mubereko wevanhu vane zvikwereti zvisina kubhadharwa unowanzova wakakwirira. Zvakakosha kufunga nezveizvi usati watora zvikwereti, kuitira kuti upenyu hwako hwemari husashanduke kuita dambudziko rinoramba richikura. Ramba uchiverenga chinyorwa ichi kuti uzive kuti mabhanga api anopa zvikwereti.
Zviziviso
Pamusoro pazvose, ndeapi mabhanga anopa chikwereti kumunhu ane zita rakasvibiswa?
Chekutanga, zvakakosha kujekesa zvinorehwa nekuva nezita risina kuchena. Sezvatambotaura, muBrazilian anoshaya mukana wezvimwe zvakasiyana-siyana zvemasevhisi, zvakaita sechikwereti nezvikwereti zvemari. Chokwadi ndechekuti zvibodzwa zvake pa Chiyero chechikwereti yeSerasa zvinova zvakaderera. Kana huwandu hwezvibodzwa hwakaderera, mukana wekuti munhu awane zvikwereti unowedzera kuderera.
Ndosaka paine mabhanga anopa zvikwereti kune vane zvikwereti zvisina kubhadharwa. Mubereko unosiyana kubva pa0,99% kusvika pa17% pamwedzi. Mamiriro acho anoenderana nehuwandu hwakakumbirwa, mutengi uye kunyange ukama hwake nebhangi. Zvakajairika kuti masangano emari ape mamiriro asinganyanyi kunakira vanhu vane mazita asina kuchena.
Tarisa rondedzero yemabhanga makuru anopa zvikwereti kune vane zvikwereti zvisina kubhadharwa
- Itaú
- Banco Santander
- C6 Bank
- Banco do Brasil
- Creditas
- BMG (Banco Minas Gerais)
- Simplic
- Digio
Zvakakoshawo kutaura kuti mamwe mabhanga ari parondedzero anopawo mukana wekutanga kuwana mari yekubvisa yezuva rekuzvarwa kubva ku FGTS (Fundo de Garantia por Tempo de Serviço). Nzira iyi yakagadzirirwa chete vashandi vanoshanda pasi pemutemo weCLT (Consolidação das Leis Trabalhistas).
Zvakakodzera here kutora chikwereti kana ndine zvikwereti zvisina kubhadharwa?
Uyu ndiwo mubvunzo une vanhu vazhinji. Kana uchinyatsoda mari uye usingaoni imwe nzira, zvikwereti inzira dzekugadzirisa mamiriro ako emari. Asi, zvinokosha kutora matanho ekuzvidzivirira. Kunyangwe zita rako rakatomisvibiswa, kusabhadhara bhanga kunogona kuwedzera kuipa kwemamiriro ako.
Mufananidzo: Unsplash/Daniel Dan
