Zviziviso
Nzwisisa mashandiro anoita runyorwa rwevanhu vasina kubhadhara zvikwereti rweBanco Central uye kuti rungakanganisa sei mari yako pachako.
Sarudzo dzemari, munguva yedhijitari, dzinoongororwa zvakadzama, uye muBrazil, “Registrato”, hurongwa hweBanco Central (BC), hwabuda senzira yakakosha yekuti vanhu vekuBrazil vatarise hukama hwavo neSistema Financeiro Nacional (SFN).
Maererano nemaonero aya, Registrato inoita kuti vagari vose vawane “chirevo” chakadzama chehukama hwavo nemasangano emari, kubva kumaakaundi emabhangi kusvika kuzvikwereti. Naizvozvo, chinangwa chekujeka ndechekupa vanhu simba guru pamusoro pemari yavo pachavo.
Nechinangwa ichi, inoita kuti zvikwereti zvichiri kushanda zvizivikanwe, maakaundi asingazivikanwi asimbiswe uye kunyange makiyi ePix asina kusimbiswa aoneke. Saka, izvi zvinorevei pakutsvaga zvikwereti kana mari yekubhadhara zvinhu? Izvi zvichatsanangurwa pazasi.
Runyorwa rweBanco Central runokanganisa sei mari yako pachako?
BC, pamusoro pekupa chishandiso chekuzviongorora, inosimbisa kuti mashoko ari muRegistrato anowanzopfuura mukuongororwa nemakambani panguva yekuongorora kukodzera kwemunhu kuwana chikwereti.
Nenzira iyi, matura emashoko akasiyana-siyana anotsigira kutemerwa kwechimiro chengozi, kunova kuongororwa kwekugona kwemutengi kuzadzisa zvaanosungirwa nemari. Pakati pawo pane Sistema de Informações de Crédito do Banco Central (SCR). Kunyange zvazvo mashoko ari muRegistrato achigona kubatsira mugari, pane kutya kuri kubuda kuti mashoko aya ave chipingamupinyi pakuwana chikwereti.
Verengawo:R$7,4 Mabhiriyoni emari yakakanganwika. Ungaitora sei?
Izvi zvinoitika nokuti nyanzvi, saMarcos Piellusch weFIA Business School, dzinoratidza kuti kuvapo kwezvikwereti zvakawanda, kunyanya zvisina kubhadharwa, kunogona kuita kuti chikwereti chidhure kana kutotadza kuwanikwa. Asi, nhoroondo isina zvikwereti zvisina kubhadharwa inogona kuita kuti maitiro acho awanikwe nyore uye akurumidze.
Nzira yekubvisa zita kubva pachinyorwa?
Pakutanga, tinozivisa kuti BC inojekesa kuti hapana mvumo yekudzima marekodhi ezvikwereti. Zvisinei, zvinokwanisika kukumbira kugadziriswa kwemashoko asiri iwo. Nechinangwa ichi, danho rekutanga nderekubata sangano rezvemari rakapa mashoko acho uye kukumbira kuti agadziriswe.
Maitiro aya anodiwa, nekuti pane nguva iri pakati pekubhadhara chikwereti chaiko uye kuvandudzwa kwacho muhurongwa hweRegistrato. Maererano neBanco Central, kuvandudzwa uku kunoitwa nemasangano ezvemari mwedzi wega wega, kuchionekwa muprofayiri yemugari anenge musi we20 wemwedzi unotevera.
