Zviziviso
Mari yedhijitari yeBrazil inogona kupinda muchikamu chekuyedzwa munaGunyana, ichivimbisa kuchengetedzeka nekushanda zvakanaka kwezvibhadharo.
Mashoko akakosha evhiki rino chiziviso chepamutemo kubva kuCaixa Econômica, chine chekuita nemukana wekutanga kubhadhara Bolsa Família neReal Digital. Chishandiso chitsva ichi chemari yeBrazil chichiri chirongwa chiri kuenderera mberi, uye chakwezva kutariswa kwevanhu veBrazil.
Saka, kana usati wajairana nechirongwa ichi uye usingazivi kuti chichaitwa sei, enderera mberi nekuverenga. Takapa ruzivo rwese rwakatoburitswa pamusoro pemari yedhijitari iyi uye kuti ingakanganisa sei mamiriro ako emari mune ramangwana.
Chirongwa cheReal Digital chinorevei?
Verengawo: Tarisa kana wakabvumidzwa muBolsa Família 2023. Dzidza nzira yekubvunza.
Mazuva ano, midziyo yedhijitari inzira yetekinoroji, iri nyore uye inoshanda yekuita zvibhadharo zvemari pasi rose. Nemupiro mukuru kuGDP yepasi rose, mari dzinodaidzwa kuti mari dzedhijitari dzebhangi guru renyika (CBDC) dziri kuwana mukurumbira.
Naizvozvo, mabhanga makuru mazhinji ari kuongorora kana kuyedza mari dzedhijitari idzi mumitemo yawo yehupfumi. Saka, Brazil haisi iyo inosara, uye chirongwa cheReal Digital chakava mukana kubva muna 2020.
Nenzira iyi, Banco Central yakatanga ongororo pamusoro pekuti rudzi urwu rwemari rwaigona kushanda sei muhupfumi. Mugore iroro, pakaitwa foramu yekuunganidza maonero evatengi pamwe nemasemina akati wandei epamhepo ekukurukura.
Parizvino, mubatanidzwa wakaumbwa pakati peBanco Central, Caixa Econômica neMicrosoft, kuti uvake masisitimu achatarisira Real Digital. Chikamu chekuyedza chinofanira kutanga munaGunyana, kuti chiongorore kuchengetedzeka uye kutengeserana mumamiriro chaiwo.
Pamusoro pezvo, kana muchida kuziva zvakawanda, Banco Central ine mirayiridzo inotsanangurira vatengi mashandiro anoita chirongwa ichi. Peji iyi inogadziridzawo vashandisi nezvekufambira mberi kwechirongwa nemubatanidzwa.
Zvakanakira kuisirwa kweReal Digital
Saka, zvakakosha kunzwisisa kuti ndezvipi zvakanakira kushandisa Real Digital muhupfumi hweBrazil. Maererano neBanco Central, pane zvimwe zvinhu zvakakosha mukugadzirwa nekusimudzirwa kwenzira iyi yekutengeserana:
- Kurerutswa kwekubhadhara, pasina kudiwa kwekuvapo panyama;
- Kukurudzira makwikwi mumusika;
- Kupinza hutsva hwetekinoroji mumusika wezvemari;
- Kubatanidza veruzhinji mumasevhisi edhijitari.
Pamusoro pezvo, chimwe chezvakanakira zvikuru kuvandudzwa kwekushanda kwemari nekubhadhara kwezvitoro. Denda reCOVID-19 rakasimbisa kukosha uye kudiwa kwekushandura nzira dzekubhadhara kuva dzedhijitari kune veruzhinji.
Bolsa Família inogona kubhadharwa neReal Digital
Pakutanga kwemubatanidzwa, pakava nechiziviso chakaitwa nemutungamiri weCaixa Econômica pamusoro pekushandiswa kweReal Digital kubhadhara Bolsa Família. Maererano naye, sangano iri rinowanikwa mu99% yemakanzuru eBrazil, riine vatengi vane 155 miriyoni.
Panyaya iyi, zvinokwanisika kushandisa bhanga revanhu kuyedza kushanda zvakanaka kwenzira dzemari. Naizvozvo, nekuda kwehukuru hwayo uye kubatanidzwa kwayo mune zveupfumi, inzira yakanaka kwazvo yekuona kana chirongwa chekuyedza chichabudirira.
Caixa Econômica inoita chirevo pamusoro pechirongwa
Mutungamiri weCaixa Econômica Federal, Maria Rita Ferreira, vakapa hurukuro pamusoro pemubatanidzwa svondo rino (26). Saka, maererano navo, chinangwa cheBhanga Guru reBrazil ndechekubatanidza nyaya dzekubatanidzwa kwevanhu munharaunda pamwe nekushandurwa kwemari dzenyika kuita dzedhijitari.
Maererano navo, zvinokwanisika chose kubhadhara kwete Bolsa Família chete, asiwo mamwe mabhenefiti mazhinji evanhu pachishandiswa chinhu ichi. Naizvozvo, zvinogona kuitika kuti, mushure mechikamu chekuyedza, mamwe mabhenefiti achabatanidzwawo muchirongwa.
Neimwe nzira, Bolsa Família yaizovawo muenzaniso wekutanga wekuwedzera mamwe mabhenefiti kuchirongwa cheReal Digital. Ichava semuenzaniso wekushanda, pamwe nekuongororwa kwemaitiro uye kugamuchirwa kwechirongwa ichi nevachabatsirwa nacho.
Kubhadharirwa kwezvivakwa pachishandiswa chinhu ichi
Imwe nzvimbo yakakosha kune iyi asseti inzvimbo yezvikwereti zvedzimba, iyo inotarisirwawo zvakanyanya neBhanga Guru reNyika. Sekureva kwemutungamiri weCaixa, mubatanidzwa uyu uri kufunga kushandisa mari yedhijitari kutenga zvinhu, sechigadzirwa chechirongwa ichi.
Nenzira iyi, chinangwa ndechekuvhura nzira kuti mamwe masangano atange kushandisa mari yedhijitari mumusika wezvivakwa. Mushure mezvose, sangano iri ndiro riri kutungamira pari zvino muchikamu chezvikwereti, richigadzira muitiro pakati pemamwe mabhanga.
Zvisinei, ichi ndicho chinangwa chemubatanidzwa uri pakati peCaixa, Banco Central neMicrosoft. Kana chikamu chekuvandudza hurongwa chapera chete ndipo pachazokwanisika kuwedzera zvigadzirwa zvichagoverwa nechirongwa ichi uye kuiswa kweReal Digital muhupfumi.
Mibvunzo inowanzo bvunzwa pamusoro pechirongwa ichi
Verengawo: Kuvakwazve kweBolsa Família? Nzwisisa shanduko dziri muMP yazvino
Saka, kana usati waziva chirongwa cheReal Digital, shandisa mukana uyu kuti utarise mibvunzo inowanzo bvunzwa yatakaparadzanisa. Mushure mezvose, zvakakosha kunzwisisa kuti nzira iyi yekubhadhara ichashanda sei uye kuti ingakanganisa sei hupenyu hwako hwehupfumi.
1 real digital inokosha zvakadii?
Parizvino, hapana musiyano pakati pekukosha kwemari yemuviri neyedhijitari. Nekuda kweizvozvo, mari iyi ine kukosha kwakafanana: real imwe yedhijitari yakaenzana ne real imwe yechivanhu. Naizvozvo, yakasiyana nedzimwe nzira dzekubhadhara dzedhijitari, dzine kukosha kwakasiyana nemari yakajairika.
Nzira yekubhadhara iyi ichatanga kushanda riini?
Ongororo yechirongwa ichi iri kuenderera mberi kubva muna 2020, kusanganisira foramu yeruzhinji nemasemina epadandemutande kuti zvinzwisiswe kuti veruzhinji vanochigamuchira sei. Pamusoro pezvo, muna Chivabvu 2021, mitemo inodzora yakaonekwa kekutanga uye ichiri muchikamu chekupedzisira chekuongororwa.
Naizvozvo, chikamu chekuyedza kuitwa kwemari iyi chichatanga muna Gunyana, maererano neBanco Central. Saka, kuchengetedzeka kwemapuratifomu achaita kutengeserana nemabasa ekufananidzira kuchaongororwa chirongwa ichi chisati chanyatsotangwa muBrazil.
Rudzi urwu rwekubhadhara runoshanda se cryptocurrency here?
Kwete, real yedhijitari haina kufanana ne cryptocurrency uye ine nzira dzakasiyana dzekugadzirwa, kutongwa nemitemo, uye kushandiswa. Nenzira iyi, pfungwa yacho ndeyekuti ive imwe nzira yemari yeruzhinji inoshandiswa mukutengeserana, ine hukama hwakananga neBanco Central do Brasil
Uyezve, kana wawana kukosha muchinyorwa ichi uye uchida kudzidza zvakadzama pamusoro penyaya dzakaita sehupfumi nerubatsiro rwevanhu, sununguka kuongorora zvimwe zvinyorwa zvedu. Nenzira iyi, mazuva ese uchawana ruzivo rwakagadziridzwa pamusoro pezviitiko zvakakosha zvikuru munyika yezvemari, muBrazil nemunyika dzepasi rose.
