Zotsatsa
Phindu Lopitiriza (BPC) ndi thandizo lazachuma loperekedwa ndi boma la ku Brazil kwa anthu okalamba azaka 65 kapena kuposerapo komanso kwa anthu olumala azaka zilizonse omwe amatsimikizira kuti alibe njira zodzipezera zofunika pa moyo kapena kuti banja lawo liwathandize.
Choncho, ndalama zolipidwa ndi malipiro ochepera a mwezi uliwonse, omwe pakali pano ndi R$ 1.320. Komabe, mu Meyi 2024, opindula adzalandira gawo la R$ 2.824.
Zotsatsa
Zofunikira Kuti Mulandire Gawo Lapadera
Kuti alandire gawo lapaderali, opindula ndi BPC ayenera kukwaniritsa zofunikira zina.
Kuphatikizanso, ndikofunikira kutsatira zofunikira kuti phindulo liperekedwe popanda zovuta.
Kulembetsa Kosinthidwa mu CadÚnico
Chofunikira choyamba chimafuna kusunga zolembetsa zosinthidwa mu Kulembetsa Kwapadera za Mapulogalamu a Zachikhalidwe a Boma la Federal (CadÚnico).
Komabe, kulembetsaku kumagwira ntchito ngati chida chachikulu cha boma pozindikira ndi kusankha mabanja omwe ali ndi ndalama zochepa omwe amapindula ndi mapulogalamu a zachikhalidwe.
Chitani kusintha mkati mwa zaka ziwiri. Apo ayi, ndikofunikira kusintha zambiri nthawi yomaliza isanafike kuti musakhale pachiwopsezo chotaya phindu.
Umboni wa Ndalama
Chinthu china chofunikira ndi umboni wa ndalama za munthu aliyense m’banjamo, zomwe ziyenera kukhala zosakwana 1/4 ya malipiro ochepera ovomerezeka.
Izi zikutanthauza kuti ndalama zonse zapamwezi za banjalo, zikagawidwa ndi chiwerengero cha mamembala, ziyenera kukhala zosakwana R$ 330,00. Lamuloli limatsimikizira kuti phindu liperekedwe kwa anthu omwe akufunikiradi thandizo la ndalama.
Lipoti la Zachipatala Losinthidwa
Anthu olumala ayenera kupereka lipoti la zachipatala losinthidwa lomwe limatsimikizira kuti ali ndi chilema komanso sangathe kukhala paokha ndi kugwira ntchito.
Komabe, katswiri wa zaumoyo woyenerera ayenera kutulutsa lipotili, ndipo liyenera kukhala mkati mwa nthawi yake yovomerezeka, mogwirizana ndi malamulo okhazikitsidwa ndi boma.
BPC: Njira Yopemphera
Kuti apemphe BPC ndi gawo lapadera la R$ 2.824, ofuna ayenera kutsatira njira yosavuta koma yokhwima, yomwe ili ndi magawo angapo ofunikira:
Gawo loyamba ndi kukonza nthawi yopita ku Instituto Nacional do Seguro Social (INSS). Izi zingachitike kudzera pa foni ya 135, pa webusaiti kapena pa pulogalamu ya Meu INSS. Pokonza nthawiyo, muyenera kupereka nambala ya NIS (Número de Identificação Social) ndi zidziwitso zina zaumwini.
Patsiku lokonzedwa, wolandira thandizoyo ayenera kupita ku ofesi ya INSS ndi zikalata zonse zofunika, kuphatikizapo RG, CPF, umboni wa komwe amakhala, lipoti la dokotala (ngati ali ndi chilema) ndi umboni wa ndalama za mamembala onse a banja.
Zotsatsa
Ndikofunika kuti zikalata zonse zikhale bwino komanso zosinthidwa.
Pambuyo popereka zikalatazo, INSS idzasanthula pempholo ndipo, ngati livomerezedwa, wolandira thandizoyo ayamba kulandira BPC ndi ndalama zowonjezera za R$ 2.824.
N’zotheka kutsatira momwe nkhaniyo ikuyendera kudzera pa pulogalamu ya Meu INSS kapena pa foni ya 135.
Olandira BPC: Mpumulo wa Zachuma
Kulipidwa kwa ndalama zowonjezera za R$ 2.824 mu Meyi 2024 ndi njira yofunika yothandizira olandira BPC, powapatsa mpumulo wowonjezera wa zachuma.
Kuphatikiza apo, kusunga zolemba ku CadÚnico zili zosinthidwa, kutsimikizira kuti ndalama zomwe mumalandira ndizoyenera komanso kukhala ndi lipoti lachipatala lovomerezeka ndi njira zofunika kwambiri kuti mutsimikizire kulandira phindu.
Choncho, ndikofunikira kwambiri kuti opindula azisamalira zofunikira zimenezi ndikutsatira bwino njira yofunsira.
Chithunzi: Kubwerezedwanso/Intaneti.
