Zotsatsa
Pankhani yosamalira ndalama zaumwini, kusankha akaunti yoyenera n’kofunika kwambiri. Akaunti ya Nubank, yomwe ndi imodzi mwa ma fintech odziwika kwambiri ku Brazil, imapereka njira yokopa. Sikuti imangothandiza kusavuta kasamalidwe ka ndalama, komanso imalonjeza phindu lopikisana. Nubank imadziwika pamsika wa zachuma za digito chifukwa chopereka akaunti yomwe imapezera phindu yokha. Izi zikutanthauza kuti ndalama zanu zimayamba kupeza phindu kuyambira tsiku loyamba, popanda kufunikira kuchita zina.
Phindu la akaunti ya Nubank limapezeka tsiku lililonse ndipo limatsatira CDI (Satifiketi ya Dipoziti Yapakati pa Mabanki). Izi zimatsimikizira kuti ndalama zosungidwa mu akauntiyo zimapeza phindu pamlingo wopikisana. Kuphatikizanso, akaunti ya Nubank ilibe ndalama zolipirira kasamalidwe, zomwe zimapangitsa kuti ikhale yokopa kwambiri kwa omwe akufuna kusunga ndalama. Chifukwa cha kusavuta kusuntha ndalama komanso chitetezo cha bungwe lolimba, akaunti ya Nubank imakhala chisankho chabwino kwambiri kwa omwe akufuna kuti ndalama zawo zibereke phindu lochulukirapo.
Onani Zambiri: Kuchotsera mpaka 90% pa Fies. Onani
Ubwino wa phindu la akaunti ya Nubank
Chimodzi mwa mapindu akulu a akaunti ya Nubank ndi phindu lake loposa la akaunti yosungira ndalama yachikhalidwe. Popeza chiwongola dzanja chake chimamangirizidwa ku CDI, omwe ali ndi akauntiyi amapeza mwayi wopeza phindu lazachuma lokulirapo. Kuphatikiza apo, kupezeka kwa ndalama tsiku lililonse ndi chinthu chokopa kwambiri. Izi zikutanthauza kuti mutha kutulutsa ndalamazo nthawi iliyonse, osataya phindu lomwe lasonkhanitsidwa mpaka tsiku lotulutsira.
Kodi mungapindule bwanji kwambiri ndi phinduli?
Kuti mupindule kwambiri ndi phindu la akaunti ya Nubank, ndikofunikira kumvetsetsa momwe limagwirira ntchito. Phinduli limawerengedwa tsiku lililonse potengera ndalama zonse zomwe zili mu akaunti. Choncho, ndalama zikakhala zambiri, phindu limakhalanso lalikulu. Kuphatikiza apo, kusunga ndalamazo mu akaunti kwa nthawi yayitali kungawonjezere kwambiri phindu lonse. Ndi njira yanzeru yopangitsa ndalama zanu zikugwirireni ntchito popanda kuwonjezera khama.
Akaunti ya Nubank imapereka kuphatikizana kokopa kwa kusavuta, chitetezo ndi phindu. Imadziwika ngati njira yabwino kwa amene akufuna kukonza bwino zachuma zawo komanso kupeza phindu lazachuma logwira mtima kwambiri.
