Zotsatsa
Gerada por humano
Ndi kusintha kwaposachedwa kwa malamulo a angapo khadi a ngongole ndi kuchepetsedwa kwa mapindu, anthu ambiri akufunafuna njira zina zokopa pamsika. M’nkhaniyi, makhadi a ngongole a mabungwe ogwirizana akudziwika kwambiri.
Tasankha ndi kusanthula makhadi atatu abwino kwambiri a ngongole a mabungwe ogwirizana omwe akupezeka pakali pano. Ndi awa: Sicredi Visa Infinite, Unicred Visa Infinite ndi Sicoob Mastercard Black Merit.
Zotsatsa
Mfundo
Pafupifupi, makhadi abwino kwambiri a ngongole a anthu omwe amapeza ndalama zambiri pamsika amapereka mfundo pakati pa 4 ndi 7 pa dola iliyonse yogwiritsidwa ntchito, kutengera kumene kugulako kwachitikira. Komabe, makhadi a ngongole a mabungwe ogwirizana nthawi zambiri sapitirira mfundo 2,5 pa dola iliyonse yogwiritsidwa ntchito. Posachedwapa, Sicredi inayambitsa Visa Infinite yake yatsopano, yomwe imapereka mfundo 3 pa dola iliyonse – njira yabwino kwambiri! Komabe, makhadi ena omwe anayesedwa akadali ndi zambiri zoti akonze pankhaniyi.
Kufikira ku Zipinda za VIP
Mabungwe ogwirizana a ngongole ndi osagonjetseka pankhani ya kufikira ku Zipinda za VIP. Sicredi ndi Unicred onse amapereka mwayi wopanda malire ku mapulogalamu a LoungeKey ndi Dragon Pass.
Kadi khadi ya Sicoob imalola kupeza zipinda za LoungeKey zokha. Mulimonsemo, zosankha zonsezi zimapereka mwayi wabwino kwambiri wopeza zipinda za VIP padziko lonse lapansi.
Ndalama zapachaka
Ponena za ndalama zapachaka, avareji ya makhadiwa ndi R$800 pachaka, ndipo pangakhale kulipitsidwa kwa 50% ya ndalamayi pa makhadi owonjezera.
Koma nthambi iliyonse ili ndi ndondomeko yake yolipitsira, ndipo mwina ingapereke kuchotsera kapena zinthu zina zosinthana kuti munthu apeze kuchotseredwa pang’ono kapena kwathunthu kwa ndalamayi.
Spread
Nkhani ya spread, yomwe ndi ndalama zowonjezera zomwe mabanki amalipiritsa pa ntchito zosinthira ndalama, ndi mbali yofunikanso kuganiziridwa. Khadi la Unicred Visa Infinite ndi Sicoob Mastercard Black Merit sililipiritsa spread.
Koma Sicredi Visa Infinite imalipiritsa spread ya 1%, yomwe ili yotsika kwambiri poyerekeza ndi avareji ya 5,8% yolipiritsidwa ndi makhadi akuluakulu pamsika.
Kuwunika Kwathunthu
Pambuyo pa kuwunika, zikuwoneka kuti Sicredi Visa Infinite ndi khadi lomwe limapereka zabwino ndi mikhalidwe yabwino kwambiri. Komabe, mikhalidwe imeneyi ingasiyane malinga ndi nthambi ya cooperative ndipo ndibwino nthawi zonse kuyang’ana njira yabwino kwambiri kwa munthu aliyense.
Kwa anthu ena, Unicred Visa Infinite ndi Sicoob Mastercard Black Merit zingakhale zosankha zokopa kwambiri.
Mwachidule, ndikofunika kukumbukira kuti kuwunikaku ndi kwachikulu ndipo kungakhale kosagwira ntchito pa milandu yonse. Kuti muwunikire bwino momwe ndalama zanu zilili, tikulimbikitsidwa kufunafuna upangiri wokhudzana ndi inu kuchokera kwa manejala wa akaunti yanu kapena mlangizi wa zachuma.
Chithunzi: https://pixabay.com/ stevepb
