Zotsatsa
Nubank, yomwe imadziwika kuti ndi imodzi mwa mabungwe azachuma opanga zinthu zatsopano kwambiri ku Brazil, yalengeza kusintha kwakukulu komwe kudzakhudza anthu mamiliyoni a ku Brazil: kutha kwa ntchito ya DOC (Documento de Ordem de Crédito). Choncho, chisankhochi, chomwe chidzayambe kugwira ntchito pa 29 February 2024, chikuwonetsa kutchuka komwe kukukula kwa PIX, njira yolipirira pompopompo yomwe yasinthiratu zochitika zachuma mdzikolo. M'nkhaniyi, tifufuza zambiri za kusinthaku ndi njira zina zomwe zilipo potumiza ndalama.
Kutseka kwa DOC ndi Nubank ndi yankho ku mphamvu ndi kusavuta kwa PIX, yomwe imalola kutumiza ndalama nthawi iliyonse komanso tsiku lililonse, kuphatikizapo masiku a tchuthi. Choncho, kusinthaku sikungokhudza Nubank yokha; mabanki ena a ku Brazil nawonso akutsatira njira yomweyo, akuika PIX patsogolo chifukwa cha liwiro ndi kusavuta kwake.
Onani Zambiri: Kuchotsedwa kwa lendi kwa okalamba. Onani zambiri
Njira zina zotumizira ndalama ku Nubank
Pamene DOC ikutha, n’kofunika kuti makasitomala a Nubank adziwe njira zina zomwe zilipo zochitira kusamutsa ndalama motetezeka komanso moyenera:
- TED (Kusamutsa Ndalama Kwamagetsi Komwe Kulipo): TED imalola kusamutsa ndalama tsiku lomwelo la ntchitoyo, mpaka nthawi ya 17h. Imadziwika chifukwa cha liwiro lake, pomwe kusamutsako kumamalizidwa pasanathe ola limodzi.
- TEF (Kusamutsa Ndalama Kwamagetsi): TEF ndi ntchito yaulere yosamutsa ndalama pakati pa maakaunti a banki yomweyo. Imangofuna CPF kapena CNPJ, nambala ya nthambi ya banki ndi akaunti ya wolandira.
- Kulipira boleto pa intaneti: Njira ina ndi kulipira ma boleto pa intaneti. Makasitomala angatsegule gawo lolipirira la banki, alowetse zambiri za barcode ndiyeno atsimikizire malipirowo.
- TED zopanda malire kwa makasitomala a Nubank: Makasitomala a Nubank amapindula ndi kutumiza ma TED opanda malire ku banki iliyonse popanda ndalama zowonjezera, ndipo kusamutsako kumakonzedwa mwachangu.
Zotsatira za kusinthaku ndi kusintha kwa makasitomala
Chilengezo cha Nubank chokhudza kutha kwa DOC chikuwonetsa kusintha kwakukulu pa nkhani ya mabanki ku Brazil. Choncho, n’kofunika kuti makasitomala adziwe za kusinthaku ndi njira zina zomwe zilipo kuti apitirize kusamutsa ndalama moyenera komanso motetezeka. Chifukwa chake, PIX ndi njira zina zomwe zatchulidwa m’nkhaniyi zilipo kuti zitsimikizire kuti ntchito zachuma zipitirize kuchitika popanda zovuta. Mwanjira imeneyi, samalani ndi masiku ndipo sinthani momwe mumachitira kuti mutsimikizire kuti zochita zachuma ziziyenda popanda mavuto.