Zotsatsa
Tesouro Direto, yomwe ndi imodzi mwa nsanja zodziwika kwambiri zogulitsira ndalama ku Brazil, yatsala pang’ono kulandira chatsopano chofunika kwambiri. Choncho, mu 2024, Secretaria do Tesouro Nacional ikukonzekera kukhazikitsa njira yatsopano yosungira ndalama, makamaka yolunjika kwa amayi. Ntchitoyi, yomwe inalengezedwa pafupifupi chaka chimodzi pambuyo pa kukhazikitsidwa kwa RendA+, chomwe ndi chikalata cha boma chopangidwa kuti chiwonjezere ndalama za penshoni, ikufuna kukonza kusiyana pakati pa amuna ndi akazi m’dziko la zachuma, kumene amuna akadali ambiri otenga nawo mbali.
Chigamulo chokhazikitsa chinthu chosungiramo ndalama cholunjika kwa amayi chinabwera pambuyo pa kusanthula mwatsatanetsatane kochitidwa ndi Secretaria do Tesouro Nacional. Choncho, mu Novembala 2023, zinadziwika kuti ndalama zosungidwa ndi amayi mu Tesouro Direto sizinafike pa 30% ya zonse.
Ziwerengerozi zikuwonetsa kusiyana kwakukulu, pomwe ndalama zomwe amuna adayika zinali zopitirira kawiri ndalama zomwe amayi adayika m'miyezi yonse ya 2023. Choncho, njira yatsopano iyi yoyika ndalama ikufuna kulimbikitsa kutenga nawo mbali kwa amayi pamsika wa zachuma komanso kulimbikitsa kufanana pakati pa amuna ndi akazi pakuyika ndalama.
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Zatsopano mu Tesouro Direto
Tesouro Direto si yachilendo pa zatsopano. Mu 2023, nsanjayi idawona zatsopano zingapo, kuphatikizapo kukhazikitsidwa kwa zinthu monga RendA+ zopangira kupuma pantchito komanso Educa+ yopangira maphunziro a ana. Kuphatikiza apo, kugwiritsa ntchito Pix ngati njira yolipirira kwathandiza kwambiri kuti zochitika za osunga ndalama zikhale zosavuta.
Zatsopanozi zikuwonetsa kudzipereka kwa Tesouro Direto pakusintha mogwirizana ndi zosowa za osunga ndalama zomwe zikusintha nthawi zonse komanso popangitsa kuyika ndalama kukhala kosavuta komanso koyenera kwa aliyense.
Tsogolo la njira iyi yoyika ndalama
Poyang’ana zam’tsogolo, Tesouro Direto ikukonzekera chaka cha 2024 chomwe chidzabweretse kusintha kwakukulu kwambiri. Pogwiritsa ntchito njira yatsopano yopezera ndalama kwa amayi komanso zochita zina zolunjika kwa magulu apadera, nsanjayi ikufuna kufikira gulu lalikulu kwambiri la osunga ndalama.
Mlembi wa Chuma cha Dziko, Rogério Ceron, anatsindika kufunika kopitirira mawu okhudza kuyika ndalama ndi kuthana ndi nkhani zazikulu kwambiri kuchokera ku maganizo a anthu. Pogwiritsa ntchito njira zimenezi, Tesouro Direto ikudziika osati ngati nsanja yokha yoyikapo ndalama, komanso ngati chida cholimbikitsira kuphatikizidwa kwa anthu komanso ndalama.
