Zotsatsa
Kagulu ka tebulo latsopano la chiwongola dzanja cha makhadi a ngongole, lopangidwa ndi Banco Central posachedwa, likuyambitsa mkangano waukulu m’dziko la zachuma.
Lokonzedwa ngati gawo la njira zowongolera msika wa zachuma ndi kuteteza ogula, tebulo limalonjeza kuwonekera poyera kwambiri pa kulipiritsa chiwongola dzanja, nkhani yomwe nthawi zonse yakhala ikudandaulidwa ndi ogwiritsa ntchito makhadi a ngongole.
Zotsatsa
Kodi tebulo la Banco Central limagwira ntchito bwanji?
Dongosolo latsopano lopangidwa ndi Banco Central limakhala ngati mzere wa bungwe lililonse, pomwe mabilu onse a makadi a ngongole amasanjidwa kuchokera pa chiwongola dzanja chochepa kwambiri kupita pa chachikulu kwambiri.
Mzerewu wagawidwa m'magulu anayi, kuwonetsa chiwongola dzanja chachikulu cha gulu lililonse. Maguluwa akuimira 25%, 50%, 75% ndi 99% ya mzerewu, ndi cholinga chopereka chithunzi chokwanira cha momwe chiwongola dzanja chikuperekedwera. Onani:
Ndi mabungwe ati omwe ali ndi chiwongola dzanja chachikulu kwambiri?
Pofufuza zambiri zoperekedwa ndi tebulo latsopanoli:
- Banco BMG ikuwoneka kuti ili ndi chiwongola dzanja chachikulu kwambiri pamsika, ndi chiwongola dzanja cha 28,77% pamwezi;
- BV ndi CSF nawonso ali ndi mitengo yokwera, ya 24,97% ndi 24,14% motsatana;
- Mu gulu loyamba (25%), Realize ili ndi mtengo wapamwamba kwambiri, wa 16,97% pamwezi.
Kuyang’anitsitsa mitengoyi kumathandiza kuzindikira mpikisano umene mabungwe azachuma akukumana nawo.
Zotsatira zake pa msika
Njira yatsopanoyi yolinganizira zinthu ikuyembekezeka kukopa chidwi cha msika ndi akatswiri, omwe ali ndi chidwi chofuna kumvetsa zotsatira za lamulo latsopanoli pa mitengo ya chiwongola dzanja.
Popeza ili yatsopano pamsika, tebulo lino silikuperekabe chithunzi chathunthu, likungowonetsa momwe zinthu zilili panopa. Pakapita nthawi, zotsatira za kusintha kwa chiwongola dzanja chachikulu, cha Selic, ndi zosintha zina, zidzatha kuyezedwa.
Pomaliza, njirayi ikufuna kupereka kuwonekera bwino kwa ogula posankha kirediti kadi inayake, komanso kulimbikitsa mpikisano wachilungamo pakati pa mabungwe azachuma. Pakapita nthawi, zotsatira zina zenizeni za kukhazikitsidwa kumeneku zidzamveka pazachuma ndi kwa ogula aku Brazil.
